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Overview of the KOHO Premium Visa Card

Detailed card summary

Benefits & features

  • KOHO Premium offers a smart cash back account with a reloadable prepaid Visa card and fully integrated app. Easily load funds to your account and spend anywhere Visa is accepted and earn cash back on every purchase.
  • Earn 0.5% cash back on all purchases and an additional 2% on 3 main spending categories: groceries, transportation, and eating and drinking
  • No interest, no hidden fees, no debt
  • No FX fees. Avoid the 2-3% you’re usually charged when you spend outside of Canada
  • Personalized financial coaching on demand. Ask a certified financial coach any money question you have.
  • Earn an additional 1% cash back on all purchases for 90 days when you sign up for KOHO from RateHub
  • Choose from one of four exciting card colours. Receive both a physical and virtual card.
  • Easily load funds to your card via e-transfer or direct deposit and make purchases anywhere Visa is accepted.
  • Security – all customers are backed by Visa’s protection policy and all funds are securely held by People’s Trust
  • Add your KOHO card to Apple, Samsung or Google Pay
  • Receive real-time spending notifications
  • Automate your savings with Goals and RoundUps
  • Opt into KOHO Save in the app to start earning 1.2% interest on your entire balance
  • Access your payroll up to 3 days early for free with the Early Payroll feature
  • Access to KOHO Credit Building to help rebuild your credit score.

How to redeem

How to get approved


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