Overview of the KOHO Premium Visa Card
Detailed card summary
Benefits & features
- KOHO Premium offers a smart cash back account with a reloadable prepaid Visa card and fully integrated app. Easily load funds to your account and spend anywhere Visa is accepted and earn cash back on every purchase.
- Earn 0.5% cash back on all purchases and an additional 2% on 3 main spending categories: groceries, transportation, and eating and drinking
- No interest, no hidden fees, no debt
- No FX fees. Avoid the 2-3% you’re usually charged when you spend outside of Canada
- Personalized financial coaching on demand. Ask a certified financial coach any money question you have.
- Earn an additional 1% cash back on all purchases for 90 days when you sign up for KOHO from RateHub
- Choose from one of four exciting card colours. Receive both a physical and virtual card.
- Easily load funds to your card via e-transfer or direct deposit and make purchases anywhere Visa is accepted.
- Security – all customers are backed by Visa’s protection policy and all funds are securely held by People’s Trust
- Add your KOHO card to Apple, Samsung or Google Pay
- Receive real-time spending notifications
- Automate your savings with Goals and RoundUps
- Opt into KOHO Save in the app to start earning 1.2% interest on your entire balance
- Access your payroll up to 3 days early for free with the Early Payroll feature
- Access to KOHO Credit Building to help rebuild your credit score.
How to redeem
How to get approved
Whether you want cash back or travel points, lounge access benefits or roadside assistance perks – there’s a credit card out there that’s right for you. Find it in under 2 minutes.