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Overview of the BMO AIR MILES®† Mastercard®*

Earn rewards

0.3 points/$1

On participating AIR MILES Reward partners

0.2 points/$1

On any eligible grocery store.*

0.2 points/$1

On any eligible wholesale clubs, membership-based retailers and alcohol retailers.*

0.1 points/$1

On everywhere else

Detailed card summary

Benefits & features

  • Exclusive Offer: Get up to 1,600 AIR MILES Bonus Miles!* That’s enough for $160 towards purchases with AIR MILES Cash.*
  • Get a 0.99% introductory interest rate on Balance Transfers for 9 months, 2% fee applies to balance amounts transferred.*
  • Earn Miles over 10x faster than other AIR MILES collectors.*
  • Get 3x the Miles for every $25 spent at participating AIR MILES Partners and 2x the Miles for every $25 spent at any eligible grocery store.*
  • 2x the Miles for every $25 spent at any eligible wholesale clubs, membership-based retailers and alcohol retailers.*
  • Plus, 1 Mile for every $25 that you spend with your credit card everywhere else.*
  • Use your BMO AIR MILES Mastercard and AIR MILES Collector Card at an AIR MILES Partner to earn Reward Miles from both.*
  • Plus, you now have the flexibility to move your Miles between Cash and Dream with our new Transfer Miles feature, so if you want to turn your Cash Miles into a dream vacation, go for it!
  • Enjoy a 7¢/L discount on Shell V-Power®± premium fuel and 2¢/L on all other Shell fuel every time you fuel up!*
  • Extended Warranty*
  • Purchase Protection*
  • Cash Advance & Balance Transfer Interest: 21.99% for Quebec residents
  • BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information
  • *Terms and conditions apply

How to redeem


How to get approved


User reviews


Legal