Skip to main content
Ratehub logo
Ratehub logo

Overview of the BMO CashBack® MasterCard®*

Detailed card summary

Benefits & features

  • Welcome offer: Get 5% cash back in your first 3 months*.
  • Then get 3% cash back on grocery purchases, 1% cash back on recurring bill payments and 0.5% unlimited cash back on all other purchases!*
  • Now earn the highest cash back on groceries in Canada without paying an annual fee!†
  • Get a 1.99% introductory interest rate on Balance Transfers for 9 months, 1% fee applies to balance amounts transferred*.
  • No Annual fee*
  • Want to get your cash back ASAP? Now you can redeem your cash back anytime through direct deposit, as a credit on your statement or into your BMO InvestorLine account*
  • Receive a discount on car rentals*
  • Extended Warranty*
  • Purchase Protection*
  • BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information
  • *Terms and conditions apply
  • Cash Advance Interest 22.99% (21.99% for Quebec residents)

How to redeem

How to get approved

User reviews

Ratehub review

Legal

We’ve helped over 1 million Canadians compare the best credit cards

Whether you want cash back or travel points, lounge access benefits or roadside assistance perks – there’s a credit card out there that’s right for you. Find it in under 2 minutes.

let’s get started!