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Overview of the BMO® Preferred Rate MasterCard®

Detailed card summary

Benefits & features

  • Welcome Offer: Get a 3.99% introductory interest rate on Balance Transfers for 9 months with a 1% transfer fee and BMO will waive the $20 annual fee for the first year*
  • Enjoy BMO’s lowest interest rate of 12.99% on purchases and cash advances*
  • Free extended warranty and purchase protection*
  • Zero Dollar Liability: protects you from unauthorized use of your credit card*
  • Worldwide acceptance at over 30 million locations
  • BMO is not responsible for maintaining the content on this site. Please click on the “Get More Details” link for the most up to date information
  • *Terms and conditions apply
  • Cash Advance Interest 22.99% (21.99% for Quebec residents)

How to get approved

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