Overview of the BMO® Preferred Rate MasterCard®

Welcome bonus: earn a 0.99% introductory interest rate on Balance Transfers for 9 months with a 2% transfer fee and we'll waive the $29 annual fee for the first year*
Annual fee: $29 (first year waived)
Balance transfer offer: 0.99% per month for the first 9 months
Purchase interest rate: 13.99%
Cash advance interest rate: 15.99%
Balance transfer interest rate: 15.99%
Minimum income: Any amount
Household income: Any amount
Recommended credit score: 660+
Network: Mastercard
Provider: Bank of Montreal
Card type: Low interest

Detailed card summary

Welcome Offer: Get a 0.99% introductory interest rate on Balance Transfers for 9 months with a 2% transfer fee and we'll waive the $29 annual fee for the first year*
Enjoy our lowest interest rate of 13.99% on purchases*
Free extended warranty and purchase protection*
Zero Dollar Liability: protects you from unauthorized use of your credit card*
Worldwide acceptance at over 30 million locations*
BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information *Terms and conditions apply

Em Frances Fernandez January 17, 2017
Exellent
Joseph Wiggins December 24, 2016
It is a good card with a really good interest rate, I would recommend it to others.
Baljit s randhawa July 19, 2017
Love interest card best for all day use I love bmo there services are great bmo has great customer service and staff is really good I will remind to everyone
Katlyn Campbell December 27, 2016
This card is phenomenal I’m still waiting for it in the mail but very happy.

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