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Overview of the BMO® CashBack® Mastercard® - Student

Earning categories


On groceries


On bills


On other purchases

Detailed card summary

Benefits & features

  •’s 2023 Award Winner – Best Student Credit Card
  • Welcome offer: Get 5% cash back in your first 3 months*
  • Then get 3% cash back on grocery purchases, 1% cash back on recurring bill payments and 0.5% unlimited cash back on all other purchases!*
  • Now earn the highest cash back on groceries in Canada without paying an annual fee!
  • Get cash back every time you spend, plus start building a healthy credit history
  • Best BMO CashBack Mastercard for Students
  • Want to get your cash back ASAP? Now you can redeem your cash back anytime through direct deposit, as a credit on your statement or into your BMO InvestorLine account*
  • No Annual fee*
  • Extended Warranty*
  • Purchase Protection*
  • Receive a discount on car rentals*
  • BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information
  • Cash Advance Interest 22.99% (21.99% for Quebec residents)
  • The offer may vary in Quebec.
  • *Terms and conditions apply
  • Based on a comparison of the non-promotional grocery rewards earn rate on cash back credit cards with no annual fee as of January 4, 2023

How to redeem

How to get approved

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