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Overview of the BMO CashBack® World Elite®* MasterCard®*

Detailed card summary

Benefits & features

  • Welcome offer: Get up to 10% cash back  in your first 3 months and the $120 annual fee waived in the first year*
  • Earn more cash back on the categories that mean the most:
    – 5% on groceries*
    – 4% on transit including ride sharing, taxis and public transportation*
    – 3% on gas and electric vehicle charging*
    – 2% on recurring bill payments like your monthly phone bill or favourite streaming service*
    – 1% unlimited cashback on all other purchases*
  • Now earn the highest cash back on groceries in Canada!†
  • Get valuable benefits and offers for digital everyday services from a variety of on-demand apps and subscription services
  • Extended Warranty Plus*
  • Purchase ProtectionPlus*
  • Complimentary membership in Mastercard Airport Experiences provided by LoungeKey*
  • Access over 1 million Wi-Fi hotspots around the world – all at no added cost, and no added fees or roaming charges*
  • Complimentary Roadside Assistance Program*
  • BMO CashBack World Elite Travel and Medical Protection*
  • BMO Concierge Service*
  • Unlock Mastercard Travel Rewards cashback offers when you travel and shop outside of Canada
  • BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information
  • Cash Advance Interest 23.99% (21.99% for Quebec residents)
  • The offer may vary in Quebec

How to redeem


How to get approved


User reviews


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