Best BMO Rewards Points Credit Cards in Canada
Credit Cards that are eligible for a promotional offer are marked throughout the comparison chart with a promotional offer icon such as
or
. Click this box to show only Credit Cards that contain free promotional offers. For gift card FAQs and Terms & Conditions click here.
| Credit card | Purchase interest rate | Balance transfer rate | Annual fee | Net reward (1st year) | Monthly interest fee | Monthly interest fee | Required deposit | Min. required income | ||
|---|---|---|---|---|---|---|---|---|---|---|
|
19.99%
Cash advance 24.99%
|
$ 0 | $0.00 | $190 | Get details | ||||||
|
19.99%
Cash advance 24.99%
|
$ 120 | $80,000.00 | $371 | Get details | ||||||
|
19.99%
Cash advance 21.50%
|
$ 99 | $60,000.00 | $ | Get details | ||||||
|
20.99%
Cash advance 21.99%
|
$ 299 | $20,000.00 | $ | Get details | ||||||
|
14.99%
Cash advance 22.99%
|
$ 120 | $0.00 | $ | Get details | ||||||
| 30% | $ 180 | $0.00 | $-35 | Get details | ||||||
|
19.99%
Cash advance 22.99%
|
$ 0 | $15,000.00 | $108 | Get details | ||||||
|
19.99%
Cash advance 22.99%
|
$ 139 | $60,000.00 | $262 | Get details | ||||||
|
20.99%
Cash advance 21.99%
|
$ 120 | $0.00 | $357 | Get details | ||||||
|
20.97%
Cash advance 22.97%
|
$ 0 | $0.00 | $180 | Get details | ||||||
|
30%
Cash advance 22.99%
|
$ 699 | $40,000.00 | $26 | Get details | ||||||
|
19.99%
Cash advance 22.99%
|
$ 0 | $0.00 | $ | Get details | ||||||
|
19.9%
Cash advance 19.90%
|
$ 30 | $0.00 | $ | Get details | ||||||
|
20.99%
Cash advance 22.99%
|
$ 0 | $0.00 | $ | Get details | ||||||
|
19.99%
Cash advance 21.99%
|
$ 0 | $0.00 | $127 | Get details | ||||||
|
19.9%
Cash advance 19.90%
|
$ 110 | $0.00 | $ | Get details | ||||||
|
20.97%
Cash advance 22.97%
|
$ 0 | $60,000.00 | $180 | Get details | ||||||
|
19.5%
Cash advance 21.99%
|
$ 99 | $60,000.00 | $ | Get details | ||||||
|
19.99%
Cash advance 22.99%
|
$ 0 | $0.00 | $ | Get details | ||||||
|
19.99%
Cash advance 19.99%
|
$ 0 | $0.00 | $ | Get details | ||||||
|
19.99%
Cash advance 22.99%
|
$ 0 | $0.00 | $ | Get details | ||||||
|
19.5%
Cash advance 21.99%
|
$ 99 | $60,000.00 | $ | Get details | ||||||
|
19.99%
Cash advance 21.99%
|
$ 99 | $0.00 | $441 | Get details | ||||||
|
19.99%
Cash advance 21.99%
|
$ 120 | $0.00 | $ | Get details | ||||||
| 30% | $ 150 | $0.00 | $532 | Get details | ||||||
| 30% | $ 250 | $0.00 | $180 | Get details | ||||||
|
19.99%
Cash advance 21.50%
|
$ 0 | $0.00 | $ | Get details | ||||||
|
19.99%
Cash advance 21.99%
|
$ 120 | $0.00 | $ | Get details | ||||||
|
20.99%
Cash advance 22.99%
|
$ 115 | $60,000.00 | $145 | Get details | ||||||
| 30% | $ 499 | $0.00 | $ | Get details | ||||||
|
19.99%
Cash advance 21.99%
|
$ 0 | $12,000.00 | $152 | Get details | ||||||
|
19.99%
Cash advance 22.99%
|
$ 0 | $0.00 | $ | Get details | ||||||
|
20.99%
Cash advance 22.99%
|
$ 120 | $60,000.00 | $510 | Get details | ||||||
|
19.99%
Cash advance 24.99%
|
$ 39 | $60,000.00 | $ | Get details | ||||||
| % | $ 0 | $0.00 | $ | Get details | ||||||
|
22.99%
Cash advance 22.99%
|
$ 0 | $0.00 | $ | Get details | ||||||
|
19.99%
Cash advance 22.99%
|
$ 139 | $60,000.00 | $ | Get details | ||||||
|
19.99%
Cash advance 22.99%
|
$ 0 | $15,000.00 | $161 | Get details | ||||||
|
19.99%
Cash advance 22.99%
|
$ 0 | $15,000.00 | $180 | Get details | ||||||
|
20.99%
Cash advance 23.99%
|
$ 120 | $60,000.00 | $ | Get details | ||||||
|
19.99%
Cash advance 22.99%
|
$ 99 | $60,000.00 | $ | Get details | ||||||
|
19.99%
Cash advance 22.99%
|
$ 139 | $60,000.00 | $582 | Get details | ||||||
|
19.99%
Cash advance 22.99%
|
$ 120 | $60,000.00 | $101 | Get details | ||||||
|
19.99%
Cash advance 22.99%
|
$ 120 | $0.00 | $ | Get details | ||||||
|
19.99%
Cash advance 22.99%
|
$ 120 | $60,000.00 | $470 | Get details | ||||||
|
19.99%
Cash advance 21.50%
|
$ 0 | $0.00 | $ | Get details | ||||||
|
19.99%
Cash advance 22.99%
|
$ 0 | $0.00 | $ | Get details | ||||||
|
20.99%
Cash advance 22.99%
|
$ 150 | $80,000.00 | $617 | Get details | ||||||
|
19.99%
Cash advance 22.99%
|
$ 0 | $12,000.00 | $299 | Get details | ||||||
|
19.99%
Cash advance 22.99%
|
$ 0 | $0.00 | $90 | Get details | ||||||
|
19.99%
Cash advance 21.50%
|
$ 199 | $80,000.00 | $ | Get details | ||||||
| % | $ 84 | $0.00 | $ | Get details | ||||||
|
19.99%
Cash advance 22.99%
|
$ 399 | $12,000.00 | $0 | Get details | ||||||
|
19.99%
Cash advance 22.99%
|
$ 110 | $12,000.00 | $120 | Get details | ||||||
|
19.99%
Cash advance 22.99%
|
$ 120 | $12,000.00 | $915 | Get details | ||||||
|
20.99%
Cash advance 22.99%
|
$ 120 | $80,000.00 | $432 | Get details | ||||||
|
20.99%
Cash advance 22.99%
|
$ 0 | $0.00 | $ | Get details | ||||||
|
19.99%
Cash advance 22.99%
|
$ 0 | $0.00 | $ | Get details | ||||||
|
24.99%
Cash advance 26.99%
|
$ 120 | $0.00 | $ | Get details | ||||||
|
24.99%
Cash advance 26.99%
|
$ 0 | $0.00 | $ | Get details | ||||||
|
19.99%
Cash advance 22.99%
|
$ 75 | $0.00 | $ | Get details | ||||||
|
20.99%
Cash advance 22.99%
|
$ 0 | $0.00 | $180 | Get details | ||||||
|
20.99%
Cash advance 22.99%
|
$ 150 | $80,000.00 | $370 | Get details | ||||||
|
19.99%
Cash advance 22.99%
|
$ 139 | $15,000.00 | $ | Get details | ||||||
|
17.99%
Cash advance 21.99%
|
$ 120 | $0.00 | $ | Get details | ||||||
|
19.8%
Cash advance 19.80%
|
$ 75 | $0.00 | $115 | Get details | ||||||
|
20.99%
Cash advance 22.99%
|
$ 120 | $80,000.00 | $ | Get details | ||||||
|
19.95%
Cash advance 19.95%
|
$ 0 | $12,000.00 | $243 | Get details | ||||||
|
19.99%
Cash advance 22.99%
|
$ 125 | $0.00 | $145 | Get details | ||||||
|
19.99%
Cash advance 22.99%
|
$ 39 | $12,000.00 | $266 | Get details | ||||||
|
24.99%
Cash advance 26.99%
|
$ 60 | $0.00 | $ | Get details | ||||||
|
19.99%
Cash advance 22.99%
|
$ 0 | $0.00 | $ | Get details | ||||||
|
19.99%
Cash advance 22.99%
|
$ 99 | $80,000.00 | $ | Get details | ||||||
|
19.99%
Cash advance 22.99%
|
$ 0 | $15,000.00 | $ | Get details | ||||||
|
19.99%
Cash advance 22.99%
|
$ 0 | $15,000.00 | $ | Get details | ||||||
|
19.9%
Cash advance 19.90%
|
$ 0 | $0.00 | $25 | Get details | ||||||
|
19.99%
Cash advance 22.99%
|
$ 0 | $15,000.00 | $ | Get details | ||||||
|
19.99%
Cash advance 21.99%
|
$ 0 | $0.00 | $405 | Get details | ||||||
|
20.99%
Cash advance 23.99%
|
$ 499 | $150,000.00 | $ | Get details | ||||||
|
19.99%
Cash advance 22.99%
|
$ 79 | $60,000.00 | $ | Get details | ||||||
|
19.9%
Cash advance 19.99%
|
$ 0 | $0.00 | $ | Get details | ||||||
|
19.99%
Cash advance 22.99%
|
$ 99 | $15,000.00 | $ | Get details | ||||||
|
19.99%
Cash advance 24.99%
|
$ 0 | $0.00 | $270 | Get details | ||||||
|
19.5%
Cash advance 21.99%
|
$ 49 | $0.00 | $ | Get details | ||||||
|
19.5%
Cash advance 21.99%
|
$ 65 | $0.00 | $ | Get details | ||||||
|
19.5%
Cash advance 21.99%
|
$ 49 | $0.00 | $ | Get details | ||||||
|
19.5%
Cash advance 21.99%
|
$ 0 | $0.00 | $ | Get details | ||||||
|
20.99%
Cash advance 22.99%
|
$ 30 | $0.00 | $231 | Get details | ||||||
|
20.97%
Cash advance 22.97%
|
$ 0 | $80,000.00 | $180 | Get details | ||||||
|
19.99%
Cash advance 22.99%
|
$ 0 | $12,000.00 | $402 | Get details | ||||||
|
19.95%
Cash advance 19.95%
|
$ 0 | $60,000.00 | $333 | Get details | ||||||
|
20.99%
Cash advance 22.99%
|
$ 120 | $60,000.00 | $ | Get details | ||||||
|
19.99%
Cash advance 22.99%
|
$ 0 | $0.00 | $ | Get details | ||||||
|
For a limited time, you will receive a promotional offer from Ratehub.ca if your application is approved. Terms and conditions apply. Click here for details.
sponsored
featured
|
n/a+ prime
Cash advance
|
after
months
Cash advance
|
thereafter
|
|
About the program
The BMO Rewards program has a full service online travel agency, where you can use points to book flights, hotels, cruises and vacation packages. The amount of points required for a flight is tied to the actual price (the redemption rate is $1 = 140 points). The rate is the same for hotel bookings and vacation packages. If you don’t have enough points, you can apply as many points as you do have and then pay the remainder with your credit card. There is no restriction on the number of points you can use towards a travel booking. You can manage your points at https://www.bmorewards.com/en/landing.html.
Redeemable for
- Car rentals
- Flights
- Gift cards
- Hotels
- Merchandise
- Vacation packages
Travel Rewards Programs
- Air Miles credit cards
Value of an Air Mile - Aeroplan Miles credit cards
Value of an Aeroplan Mile - American Express Membership Rewards credit cards
Value of an American Express Reward - Aventura Points credit cards
Value of an Aventura point - BMO Rewards credit cards
Value of a BMO Reward - Marriott Rewards credit cards
Value of a Marriott Rewards Point - MBNA Rewards credit cards
Value of an MBNA Reward - RBC rewards credit cards
Value of an RBC Reward - Scotiabank Rewards credit cards
Value of a Scotia Reward - Starpoints credit cards
Value of a Starpoint - TD Points credit cards
Value of a TD point