Skip to main content
Ratehub logo
Ratehub logo

Overview of the HSBC Cash Rewards Mastercard®

Detailed card summary

Benefits & features

  • Earn an additional 12.5% cashback* on all purchases! Must apply by February 28, 2023. Conditions apply.
  • For the first 180 days, earn up to:
    • 14%* cash back on eligible online purchases
    • 13.5%* cash back on eligible gas, grocery and drugstore
    • 13%* cash back on all other everyday purchases
  • Ongoing cash back earnings as follows after the first 180 days:
    • 1.5%* cash back on up to $6,000 of your online purchases (including streaming services, online subscriptions and food delivery).
    • 1%* cash back on your gas, grocery and drugstore purchases.
    • 0.5%* cash back on (almost) everything else you buy with your card.
  • Redeem sooner – You only need to reach $25 in cash back to redeem.
  • Redeem when you want – Redeem for cash back as a statement credit online. See how easy it is at rewards.hsbc.ca
  • Redeem to pay down or save up –  Use your cash back for a credit towards your residential mortgage account, or credit card, or to top up your savings account.

How to redeem


How to get approved


Legal


Find the best credit cards without impacting your credit score

Apply with confidence. In under 60 seconds, CardFinder narrows down your top matches without impacting your credit score, no SIN required.