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Overview of the HSBC Cash Rewards Mastercard®

Detailed card summary

Benefits & features

  • Earn an additional 10% cashback* on all purchases! Must apply by September 29, 2023. Conditions apply.
  • For the first 60 days, earn up to:
    • 11.5% cash back on eligible online purchases
    • 11% cash back on eligible gas, grocery and drugstore
    • 10.5% cash back on all other everyday purchases
  • Ongoing cash back earnings as follows after the first 60 days:
    • 1.5%* cash back on up to $6,000 of your online purchases (including streaming services, online subscriptions and food delivery).
    • 1%* cash back on your gas, grocery and drugstore purchases.
    • 0.5%* cash back on (almost) everything else you buy with your card.
  • Redeem sooner – You only need to reach $25 in cash back to redeem.
  • Redeem when you want – Redeem for cash back as a statement credit online. See how easy it is at
  • Redeem to pay down or save up –  Use your cash back for a credit towards your residential mortgage account, or credit card, or to top up your savings account.

How to redeem

How to get approved


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