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Who is Surex Direct?

Aviva’s roots can be traced as far back as 17th century England, but the company made its first footprint on Canadian soil in 1835 as the incorporated Canada Accident Assurance Company. In present day, Surex Direct offers home, auto, recreational vehicle, group and business insurance coverage options. They are one of the leading property and casualty (P & C) companies in Canada, providing insurance to over 2.8 million customers. At the end of 2017 Surex Direct owned a 6.6% share of the Ontario auto insurance market – the fourth largest stake in Ontario.

What type of car insurance coverage does Surex Direct offer?

auto insurance

motorcycle insurance

ATV & Snowmobile Insurance

commercial auto insurance

Recreational Trailer insurance

RV insurance

Boat insurance

Classic car insurance

How can I purchase Surex Direct car insurance

You have two paths to purchasing Aviva insurance. Your first option is to purchase directly from Surex Direct. The second option would be via one of Surex Direct’s approved insurance brokerages – an example of this would be Surex Direct. Brokerages are certified resellers of insurance products for various insurers across Canada – each brokerage will establish agreements with individual insurance companies in order to be able to offer their complement of products.

The benefit of purchasing directly is that you are connecting with the source, but the drawback is that they are only experts with regards to their own products and are only concerned with selling you what they have to offer. On the other hand, the benefit of purchasing from an insurance broker is that they have a better understanding of what’s in the market and can provide you with a less biased take on what’s available to you. The primary drawback from purchasing insurance from a broker versus going direct is that it may cost you a bit more than if you had chosen to purchase directly from an insurer. As always, we recommend you take the time to shop and compare insurance providers to make sure you are getting the best policy for the right price to meet your needs.

Available Surex Direct car insurance discounts

If you’re looking for discounts on auto insurance with Surex Direct, here’s how you can save:

Bundle your policies

Add additional vehicles

Clean driving record

Being a retiree

Optional Surex Direct car insurance coverage

Surex Direct offers several useful additional coverage options that you can get for both your home and car. Here are some unique coverage extensions that are designed to help you customize your policy to meet your needs.

Optional car insurance coverages:

Optional Coverages Overview
New Car Guarantee

If your car is beyond repair after a major accident, they’ll replace it with a brand new one, even if it’s more expensive.

Temporary vehicle replacement

It gives you a rental car in case your car is stolen, in for repair, or you’re waiting on a new one after an accident.

Conviction Protector

Prevents premium increases from occurring due to demerit points from minor convictions.

Accident Forgiveness

Guarantees your rates won’t increase, even if you were involved in at-fault accident.


If you’re driving for Uber or Lyft, you may need to have ride sharing coverage if your insurance company doesn't support it.


Protects your vehicle if it’s damaged in an accident


Protect your vehicle against damage not cause by a collision – these include theft vandalism, and falling objects.

Disappearing deductible

You can reduce your deductible every year you don’t make a claim

You can learn more about the additional coverage options that Surex Direct has to offer here .

Frequently asked questions about Aviva auto insurance

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