Get a Aviva insurance quote

You have two paths to purchasing Aviva Insurance in Canada. Your first option is to purchase directly from Aviva Canada. The second option would be via one of Aviva Insurance Canada’s approved home or auto insurance brokerages – an example of this would be RH insurance.

Brokerages are certified resellers of insurance products for various insurers across Canada – each brokerage will establish agreements with individual insurance companies in order to be able to offer their complement of products.

The benefit of purchasing directly is that you are connecting with the source, but the drawback is that they are only experts with regards to their own products and are only concerned with selling you what they have to offer.

On the other hand, the benefit of purchasing from an insurance broker is that they have a better understanding of what’s in the market and can provide you with a less biased take on what’s available to you. The primary drawback of purchasing insurance from a broker versus going direct is that it may cost you a bit more than if you had chosen to purchase directly from an insurer. As always, we recommend you take the time to shop and compare insurance providers to make sure you are getting the best policy for the right price to meet your needs.

Aviva Canada is a wholly-owned subsidiary of Aviva plc, one of the world’s largest insurance groups operating out of the United Kingdom. 

All insurance companies cover rental cars using standard endorsement forms from the provincial government with one of two methods. 

1. Standard endorsement form #20 covers your rental car if your car is in the shop due to an insurance-related reason (collision, vandalism, etc.)
2. Another endorsement form, #27, ports your existing insurance onto a rental car so you can opt-out of paying rental car insurance.

If you wish to make a claim with Aviva, you can call them any day and any time by phone at 1-866-692-8482. You can also use their online services and fill out the forms yourself or contact your broker.

RBC has its own insurance, but it is underwritten by Aviva Insurance. Underwriting is the process of assessing your risk when you apply for insurance. It determines the coverage for which you are eligible and ensures the premium you pay accurately reflects your risk level.

Cancelling auto and home insurance coverage is as simple as calling Aviva or your broker to request a cancellation. However, if you're cancelling mid-policy, there may be surcharges and fees applied. So, it's typically best to wait until the end of your policy.  Read our blog, "How to cancel car insurance" for more details. 

The cost of car insurance depends on many factors. On your side, there's your age, location, gender, driving history, make and model of your vehicle and more. On their side, if they paid out many claims in the previous year, they may raise their insurance rates and vice versa. The best way to know if Aviva Insurance is cheap for you is to compare Aviva insurance to the competition based on your unique profile.