Skip to main content
Ratehub logo
Ratehub logo

Get a CAA insurance quote

Discover what CAA insurance has to offer by comparing CAA auto insurance quotes against Canada's top insurers in under 5 minutes.

What is CAA Insurance

You may know the Canadian Automobile Association (CAA) as the roadside emergency company, or maybe you or your parents used a TripTik before the wide adoption of smartphones and navigation systems. 

What began as a smattering of automobile clubs in the early 1900s, is now full-service travel, car insurance, and home insurance agency consisting of eight regional clubs across Canada that advocates and lobbies for motorists and travellers. 

How to get a CAA insurance quote

  • Step 1: Share some information

    Start by telling us a little about yourself and your insurance coverage needs.

  • Step 2: Compare the rates

    We'll show you how CAA insurance quotes stack up against other top insurers.

  • Step 3: Enjoy the savings

    Whether its CAA insurance or another insurer, you can choose the best rate for you.

A brief history of CAA insurance

CAA has a rich history and multifaceted history.  You can trace their origins to 1903 with the Toronto Automobile Club – a group of motorists lobbying Queen’s Park to increase the speed limit from eight to ten miles per hour.

The name CAA was born in 1913 through an amalgamation of various motor clubs across the country including Manitoba Motor League, Saskatchewan Motor Club, and the Ontario Motor League (OML). OML first started selling personal accident insurance in 1937 as a benefit to its members. 

CAA is so much more than roadside assistance and personal insurance. They published the first official Road Guide of Canada. They were a key player in lobbying the government to build the Trans-Canada Highway and establishing first-aid posts along key highways in Ontario. They facilitated Ontario’s Drive Clean Program, and in Manitoba. Politically, they also ran a campaign to convince the provincial government to give tow truck operators the same protections as emergency vehicles. CAA does its best to make Canada a better and safer place for all motorists.

Over 6.2 million Canadians are members of CAA for roadside assistance, which entitles them to discounts at retailers and attractions. CAA always operates with the same mandate: to improve the interest of drivers and travellers. 

CAA’s legal status is listed as a not-for-profit organization, and their headquarters located in Ottawa, but they have regional associations and groups all over Canada.

Click to see all the CAA Associations and Groups in Canada

CAA car insurance

CAA auto insurance was named the 2nd most trusted insurance brand in Canada in the annual Gustavson Brand Trust Index in 2020. Current President, Matthew Turack says it’s because they advocate for safe roads – they were at the forefront of seatbelts and have the annual Worst Roads ranking, and continue educating recently with cannabis and distracted driving.

In 2014, they launched CAA Connect, a usage-based insurance program. CAA MyPace, the first pay-as-you-go auto insurance, was launched in 2018. More recently, they launched their digital pink slip to carry your insurance slip on your phone. 

They also have a “Forgive and Forget” insurance to protect your good driving record after an at-fault accident.  Finally, if you bundle home and auto insurance, you are guaranteed coverage for reasonable legal expenses and advice.

In 2019, CAA Club Group acquired Echelon Insurance – a high-risk car insurance provider. 

Compare CAA car insurance

In under five minutes, compare personalized car insurance quotes online from Canada's top providers, for free.

CAA home insurance

CAA house insurance offers coverage for homeowners, tenants, condo owners, and seasonal property owners. While still relatively new to the home insurance game, they’re making their impact felt on the home insurance competitive landscape. Here are a couple reasons you should consider CAA home insurance:

Service Line Coverage - receive up to $10,000 to repair lines and any damage to your property by municipal lines. Includes electrical power, heating, natural gas, waste disposal, compressed air, water, steam, internet access, telecommunications services, wide area networks or data transmission.

CAA Water Coverage – the number one source of home insurance claims is flood insurance. Know that you're covered for groundwater, overflow from water bodies, surface water or a sewer backup with CAA home insurance’s water coverage. 

CAA Tire Coverage – If you bundle your home and auto insurance, you receive complimentary coverage. If the tire cannot be safely repaired following a road hazard, they’ll replace it.

Emergency Travel Medical Insurance – provides coverage for a medical emergency when travelling. Benefits of up to $5 Million for reasonable charges incurred following an emergency resulting from a sudden accident, sickness or injury while travelling. 

Get a CAA home insurance quote

In less than 5 minutes, compare home insurance quotes online from Canada's top providers, for free.

Frequently asked questions about CAA insurance

Is CAA good for car insurance?

Does CAA cover rental car insurance?

Does CAA offer motorcycle insurance?

Does CAA cover rental car insurance?

Matt Hands, Business Director of Insurance

With 6+ years of experience at, Matt’s focus has been on growing its newest business unit, Insurance. He is a thought leader and a valuable resource to respected publications across Canada. read full bio

Learn more about insurance

read more articles

The knowledge bank

A wealth of knowledge delivered right to your inbox.

By submitting your email address, you acknowledge and agree to’s Terms of Use and Privacy Policy. Contact us for more information. You can unsubscribe at any time.


Whether you need a mortgage, credit card, savings account, or insurance coverage, we help you find and compare the best financial products for your specific needs.

When it comes to mortgages, is more than just a place to research and compare the best rates. Our goal is to give Canadians the best mortgage experience from online search to close. This means offering Canadians the mortgage tools, information and articles to educate themselves, allowing them to get personalized rate quotes from multiple lenders to compare rates instantly, and providing them with the best online application and offline customer service to close their mortgage all in one place. has been named Canada's Mortgage Brokerage of the Year for four years straight (2018-2021). With over 12 years of mortgage experience, and over $11 billion in mortgages funded, we deliver you the best mortgage experience in Canada.

How does make money?

Financial institutions pay us for connecting them with customers. This could be through advertisements, or when someone applies or is approved for a product. However, not all products we list are tied to compensation for us. Our industry-leading education centres and calculators are available 24/7, free of charge, and with no obligation to purchase. To learn more, visit our About us page.

read more about us