Get a SGI Insurance quote

Q: How can I submit a claim with SGI Insurance?

If you wish to make a claim with SGI, you can call them any day and any time by phone at 1-877-884-8460, email them directly, or contact your broker

Q: Does SGI Insurance have an app?

Yes, but it is to help you find safe, alternative ways home in case you’ve had too much to drink. It is only available in Saskatchewan.

Q: Does SGI Insurance offer ridesharing coverage?

No, they do not currently offer ridesharing coverage.

Q: Where is SGI Insurance available?

They offer insurance coverage and products in Saskatchewan, Manitoba, Alberta, British Columbia, and Ontario.

Q: Can I claim stone chips under SGI Insurance?

Yes, you can but it's likely not worth it. Any claim against your insurance will increase your rates for years to come. So, while a $50 stone chip may sting, the repair costs will be far less than an increase to your monthly insurance premiums. Read more on our blog, " Is my broken car window worth the insurance claim? "

Q: Can you get renters insurance through SGI?

Yes, SGI offers renters insurance. To see if they'll offer you the best price, why not compare renters insurance quotes to see if SGI ends up on top?

Discover what SGI insurance has to offer by comparing SGI auto insurance quotes against Canada's top insurers in under 5 minutes.

How to get a SGI insurance quote

Step 1: Share some information
Start by telling us a little about yourself and your insurance coverage needs.
Step 2: Compare the rates
We'll show you how SGI insurance quotes stack up against other top insurers.
Step 3: Enjoy the savings
Whether its SGI insurance or another insurer, you can choose the best rate for you.

About the SGI Insurance Company

Matt Hands, VP, Insurance

May 29, 2025

Saskatchewan Government Insurance (SGI) was founded in 1945 as a provincial crown corporation. SGI Canada Insurance sells property and casualty insurance for homes, cars, farms, and businesses.

They sell insurance products in Saskatchewan, Manitoba, Alberta, British Columbia, and Ontario.

SGI employs about 2,000 people and works with nearly 300 insurance brokers across Canada.

SGI car insurance

SGI Canada offers several optional car insurance enhancements for your car. Here are some unique coverage extensions that are designed to help you customize your policy to meet your needs.

Optional Coverages	Overview
Temporary vehicle replacement	It gives you a rental car in case your car is stolen, in for repair, or you’re waiting on a new one after an accident.
Conviction Protector	Prevents premium increases from occurring due to demerit points from minor convictions.
Accident Forgiveness	Guarantees your rates won’t increase, even if you were involved in at-fault accident.
Collision	Collision insurance protects your vehicle if it’s damaged in an accident
Comprehensive	Comprehensive car insurance protects your vehicle against damage not caused by a collision, such as theft, vandalism, and falling objects.
All Perils	Includes both collision and comprehensive as well as if someone in your household steals or damages your car.
Depreciation coverage	Protection for a new car if you have a collision in the 1st month that you own the vehicle.

You can learn more about the additional coverage options that SGI Canada has to offer here .

Bundled policies - bundling your auto and home insurance can help you qualify for a discount on your premium.
Additional vehicles - adding more than one vehicle to your policy can help you get a discount on your premium.
Clean driving record - having a clean driving record may also get you a discount on your policy.
Retiree discount - being of the golden age has its perks, including a discount on your auto insurance premium.
Loyalty discount - SGI Insurance rewards its loyal customers with a discount on their policy.
Temporary student - another perk to inquire about when getting your student car insurance quote with SGI Insurance.
Winter tires - switching to winter tires in winter will make your rides safer and will help you save on your policy.

Compare SGI car Insurance

In under five minutes, compare personalized car insurance quotes online from Canada's top providers, for free.

SGI home insurance

SGI Insurance offers several options to further protect your home. Here are some unique coverage extensions that are designed to help you customize your home insurance policy to meet your needs.

Optional Coverages	Overview
Earthquake	For residents of BC, this can help you piece your home and its contents back together after an earthquake
Water Protection Coverage	SGI Insurance offers overland water coverage from melting snow and rising lakes and the damage they might cause to your home. Read more about how water damage from flood is Canada's costliest home insurance claim.
Home Sharing	SGI offers home sharing as an exception meaning for long-standing loyal customers who need it occasionally.
Identity Theft	Identity fraud comes with many hidden costs and SGI has you covered for things like lost income due to time away from work, legal fees, and enhanced protection for a credit or debit card.
Service Line	Should the underground water supply line to your house get damaged, SGI will help cover the associated costs.
Sewer Backup	Coverage for when your main drain backs up into your house as a result of overflowing city main drains or a blockage in your drain pipe.
Claim Forgiveness	A claim forgiveness option for your first submitted claim.

You can learn more about the additional coverage options that SGI has to offer here.

Bundled policies - bundling your home and auto insurance can help you save on your premiums.
Monitored alarm system - having a monitored alarm system installed in your home can help you save on your policy.
Loyalty - SGI Insurance rewards loyal customers with a discount on their policy.
Increase deductible - by increasing your deductible you can lower your policy premium.
Mortgage free - if your home is mortgage free you may qualify for a discount on your policy.

Get a SGI home insurance quote

In less than 5 minutes, compare home insurance quotes online from Canada's top providers, for free.

Frequently asked questions about SGI

How can I purchase SGI Canada insurance?

If you're not in Saskatchewan, you can purchase insurance through one of SGI Canada’s approved insurance brokerages – an example of this would be RH Insurance.

Each brokerage works to create agreements with individual insurance companies to offer their full suite of products.

The benefit of purchasing from a home and car insurance broker is that they have a better understanding of what’s in the market and can provide you with a less biased take on what’s available to you.

The primary drawback of purchasing insurance from a broker versus going direct, as some insurers may offer, is that it may cost you a bit more than if you had chosen to purchase directly from an insurer. However, going direct may cost you more in the long run if you're staying with an insurance company that's charging you more.

Does SGI cover car rental insurance?

Yes, in fact, all car insurance companies can cover rental cars using a provincial government endorsement form through your insurance provider. It's available from your company in one of two ways.

Endorsement form #20 - If your car is in the shop following an insurance-related incident (e.g. vandalism, accident) having this endorsement on your policy ensures your company will pay for the rental car.
The other endorsement is #27 which ports your existing car insurance onto the rental car, so you can avoid paying the rental car insurance fees.