Get a Gore Mutual insurance quote

Q: Does Gore Mutual have an app?

No, they do not have an app, but their website is mobile-friendly.

Q: Does Gore Mutual offer ridesharing coverage?

No, they do not offer ridesharing coverage.

Q: Where can I buy Gore Mutual Insurance?

They offer insurance coverage and products to all of Canada.

Q: Does Gore Mutual Insurance offer home sharing coverage?

No, they do not currently provide protection for home sharing.

Q: How much does Gore Mutual Insurance charge for 3 demerit points?

Technically speaking, demerit points don't affect your insurance, however, a conviction will. Three demerit points could be from something like distracted driving. If so, you can expect an increase of 4% - 24% on your auto insurance premiums. Much will depend on your driving history and your insurance company.

Discover what Gore Mutual insurance has to offer by comparing Gore Mutual auto insurance quotes against Canada's top insurers in under 5 minutes.

How to get a Gore Mutual insurance quote

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Step 2: Compare the rates
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Step 3: Enjoy the savings
Whether its Gore Mutual insurance or another insurer, you can choose the best rate for you.

About the Gore Mutual Insurance company

Matt Hands, VP, Insurance

May 29, 2025

Gore Mutual Insurance can trace its roots back to 1839 when a William A. Walker travelled on horseback to expand operations in Cambridge, Kitchener, Waterloo, and Brantford.

Today, Gore Mutual offers personal insurance for home, auto, and leisure and lifestyle options including, but not limited to, cottages, motorhomes, and snowmobiles. They are one of the leading property and casualty (P & C) insurance companies in Canada. They actively contribute to many charities and pride themselves on a nearly paperless office.

Gore Mutual car insurance

Gore Mutual offers additional coverage options that you can get for your car. Here are some unique coverage extensions that are designed to help you customize your policy to meet your needs.

Optional Coverages	Overview
Temporary vehicle replacement	It gives you a rental car in case your car is stolen, in for repair, or you’re waiting on a new one after an accident.
Collision	Collision insurance protects your vehicle if it’s damaged in an accident
Comprehensive	Comprehensive car insurance protects your vehicle against damage not caused by a collision – these include theft vandalism and falling objects.
All Perils	Combines both collision and comprehensive into one and includes coverage should your car be stolen and damaged by someone in your household.

Bundle your policies - Combine your home and auto insurance to save on your premium.
Multi vehicle - Add additional vehicles to your auto insurance to save on multi vehicle discounts.
Clean driving record - Having a clean driving record is rewarding as it'll help you save on your premium.
Retiree discount - Being of the golden age has its perks, one of which is saving on your insurance premium.
Loyalty discount - Gore Mutual rewards its loyal customers with a discount on their auto insurance premiums for many years together.
Winter tires - Switching on your winter tired in winter has many benefits, your insurance premium discount being one of them.
No convictions - Clean driving record goes a long way. If you were a careful driver, Gore Mutual offers discounts on your premium to reward drivers like yourself.
Student discount - For students living away from home, Gore Mutual offers premium discounts.

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Gore Mutual home insurance

Gore Mutual offers several coverage options you can get for your home, condo, or apartment. Here are some unique endorsements that are designed to help you customize your policy to meet your needs.

Optional Coverages	Overview
Earthquake	Earthquake insurance is especially useful for residents of BC because it can help you piece your home and its contents back together after an earthquake
WaterEscape Plus	Gore Mutual offers comprehensive overland water damage coverage both from melting snow, rising lakes and sewer backup.
Identity Theft	Identity fraud comes with many hidden costs and Gore Mutual has you covered for things like lost income due to time away from work, legal fees, and enhanced protection for a credit or debit card.
Disappearing Deductible	The deductible is the portion you pay before Gore Mutual pays the rest. If you go claims-free, over time, your deductible cost diminishes.
High-Value Homes	If your home is valued at $500,000 or more, you may benefit from enriched coverage.
Home-based business	Basic coverage to protect you and your new business.

You can learn more about the additional coverage options that Gore Mutual has to offer here.

Bundle policies - Combine your home and auto insurance with Gore Mutual to take advantage of the bundled policies discount.
Newer home - If your home is of a more recent construction you may be eligible for a policy premium discount when you inquire about your quote.
Multiple homes - Have multiple homes in mind to insure? By adding multiple homes to your home insurance policy, you could save on your premium.
Mortgage free - If your home is officially mortgage free, you may be eligible from a policy discount.
Loyalty discount - Gore Mutual rewards long time customers for their loyalty with a policy discount.
Monitored alarm system - A monitored alarm system will also get you a discount on your policy with Gore Mutual.

Get a Gore Mutual home insurance quote

In less than 5 minutes, compare home insurance quotes online from Canada's top providers, for free.

Frequently asked questions about Gore Mutual Insurance

How can I purchase Gore Mutual insurance?

Gore Mutual Insurance can be bought using one of Gore Mutual Canada's approved insurance brokerages such as RH insurance. Brokerages are certified resellers of insurance products for various insurers across Canada and each brokerage will establish agreements with individual insurance companies to offer their products.

The benefit of purchasing from an insurance broker is that they have a better understanding of what's available in the market for your personalized needs and budget.

The main drawback of purchasing insurance from a broker instead of direct, an option with some select insurers, is that it may cost you a bit more than if you had chosen to purchase directly from an insurer. However, by comparing insurance quotes, you're ensuring you're getting the best policy for the right price to meet your needs.