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Allstate Car Insurance & Allstate Home Insurance

Looking for auto insurance in Canada? Compare car insurance quotes from our top providers today, free of charge.

What is Allstate Insurance?

Matt Hands

As one of the largest insurance companies in the world, Allstate has been operating in Canada’s property and casualty space since 1953. And with over 2,400 agents and employees nationwide, the company offers both car insurance and home insurance to Canadians living in Ontario, Alberta, Quebec, New Brunswick, and Nova Scotia.

Allstate car insurance

With Allstate's long list of optional enhancements, you can customize your car insurance and get a policy that meets all your unique needs.

Allstate car insurance optional coverages

Aside from the mandatory provincial requirements for your car insurance, Allstate also offers various optional coverages, including:

Optional coverage

Overview

Comprehensive

Covers the cost to replace or repair your vehicle after a collision with another car or object.

Collision/upset

Covers the cost of damage from non-collision related risks, such as theft, windshield damage, and falling objects.

Specified perils

Covers the cost of damage from certain risks listed on your policy (e.g. theft, fire).

All perils

A combination with coverage for both comprehensive and collision risks. 

Claims forgiveness

Prevents your first claim from increasing the cost of your auto insurance. 

Disappearing deductible

Decreases your deductible for every consecutive term you go without making an insurance claim.

Ticket forgiveness

Prevents your rates from increasing in the event you receive a minor offense ticket. 

Loss of use

Covers the cost of temporary travel (e.g. taxi, rental car) while your car is being repaired.

Damage to non-owned vehicle

Protects you financially against damage to a vehicle that isn’t yours (e.g. rental car). 

Waiver of depreciation

Ensures you’re paid out the full value of your vehicle within its first 3 years.

Compare car insurance quotes to find your lowest rate

In under five minutes, compare personalized auto insurance quotes from Canada’s top providers, free of charge.

Allstate home insurance

With Allstate home insurance, you can customize your policy with optional enhancements to ensure you’re properly protected against all unique risks.

Allstate home insurance optional coverages

On top of your basic home insurance policy, Allstate also offers additional coverages to further protect your property, including:

Optional coverage

Overview

Claims forgiveness

Prevents your home insurance premium from increasing after you make a claim.

Disappearing deductible

Decreases your deductible every consecutive term you stay claims-free.

Personal articles floater

Extends your contents insurance to cover expensive valuables, such as jewellery. 

Home business endorsement

Provides coverage for the risks of your at-home business (regular home insurance does not cover commercial claims).

Natural disasters (earthquake)

Protects you financially against damage from earthquakes.

Water damage

Enhances your water coverage to protect you against sewer backup and overland flooding.

Home replacement cost guarantee

Guarantees a payout equivalent to your property’s repair or rebuild value, even if the claim exceeds your coverage limit.

Single limit of insurance

Allocates extra coverage from one section of your policy to compensate another underinsured section (e.g. using your contents insurance for property damage).

Compare home insurance quotes to find your lowest rate

In under five minutes, compare personalized home insurance quotes from Canada’s top providers, free of charge.

  • Home
  • Condo
  • Tenant
  • Alberta
  • British Columbia
  • Manitoba
  • New Brunswick
  • Newfoundland and Labrador
  • Northwest Territories
  • Nova Scotia
  • Nunavut
  • Ontario
  • Prince Edward Island
  • Quebec
  • Saskatchewan
  • Yukon

FAQ

Frequently asked questions about Allstate

Where is Allstate insurance available?


How do I submit and Allstate insurance claim?


Is Allstate insurance good?


Author Bio

Matt Hands, Business Director of Insurance

Matt started his professional career at CARPROOF where he honed his marketing and analytical skills for over 3 years. Matt then took his wealth of experience to Ratehub.ca’s Toronto offices, working with insurance providers, agents, and brokers to grow and expand the Insurance business unit. He is a thought leader in the community and a valuable insurance resource to respected publications like the Globe & Mail, Toronto Star, Huffington Post, Yahoo News, and 680 news radio in Toronto.

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