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TD Insurance: Auto & Home Insurance

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What is TD Insurance?

Matt Hands

TD Bank (Toronto-Dominion) is one of the big five banks in Canada, and offers personal and business banking services, along with investment solutions. Its subsidiary, TD Insurance also offers a wide variety of insurance products, including auto insurance, home insurance, life insurance, and travel insurance.

TD car insurance

As one of Canada's most popular insurers, TD Insurance offers several optional enhancements, so you can protect your vehicle against its unique risks.

TD car insurance optional coverages

Aside from the mandatory provincial requirements for your car insurance, TD also offers various optional coverages, including:

Optional coverage

Overview

Comprehensive

Protects you from any insured damage done to your car that is not covered by collision insurance (e.g. fire, theft).

Collision/upset

Covers the damage done to your car caused by another vehicle or an object, such as a tree.

Specified perils

Covers you from the specified risks on your policy, such as a fire that spreads to your car.

All perils

A combination of both comprehensive and collision insurance, plus increased protection against theft.

Accident forgiveness

Prevents your rates from increasing after your first at-fault accident.

Uninterrupted driving coverage

Insures your rental car for road trips within Canada and the US.

Removing depreciation deduction

Covers the purchase price of your car, instead of its depreciated value in the event of a total loss.

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TD home insurance

TD Insurance also offers several enhanced options to meet your specific home insurance needs. Here are some unqiue policy extensions, so you can further protect your property.

TD home insurance optional coverages

On top of your basic home insurance coverage, TD also offers various optional add-ons to protect your property, including:

Optional coverage

Overview

Above-ground water

Protects you from damage due to overland water flooding.

Removing depreciation deduction

Allows you to choose between repairing your home and settling in cash without accounting for deprecation. 

Personable valuables/enhanced limitations 

Increases coverage for your expensive contents, such as jewellery, wine, and art.

Identity theft

Protects you financially for identity theft recovery and its related expenses. 

Personal umbrella

Increases your liability limits for both car and home insurance.

Home-sharing

Covers you if you share your home as a short-term rental.

Family coverage

Protects you against family situations, such as nursing home costs and cyberbullying. 

Eco-efficient rebuild

Provides increased coverage for eco-friendly rebuilds and upgrades after an insured loss. 

Claim forgiveness

Forgives your first claim, so your rates won’t increase after renewing your home insurance. 

Compare home insurance quotes to find your lowest rate

In under five minutes, compare personalized home insurance quotes from Canada’s top providers, free of charge.

  • Home
  • Condo
  • Tenant
  • Alberta
  • British Columbia
  • Manitoba
  • New Brunswick
  • Newfoundland and Labrador
  • Northwest Territories
  • Nova Scotia
  • Nunavut
  • Ontario
  • Prince Edward Island
  • Quebec
  • Saskatchewan
  • Yukon

FAQ

Frequently asked questions about TD Insurance

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Author Bio

Matt Hands, Business Director of Insurance

Matt started his professional career at CARPROOF where he honed his marketing and analytical skills for over 3 years. Matt then took his wealth of experience to Ratehub.ca’s Toronto offices, working with insurance providers, agents, and brokers to grow and expand the Insurance business unit. He is a thought leader in the community and a valuable insurance resource to respected publications like the Globe & Mail, Toronto Star, Huffington Post, Yahoo News, and 680 news radio in Toronto.

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