Get the best van insurance quotes in Canada
Compare personalized van insurance quotes from Canada's top providers, in as little as five minutes. The best way to save is to shop online for quotes.
How to compare van insurance quotes with Ratehub.ca
Share information
Tell us a little about yourself and your auto coverage needs.
Compare quotes
We instantly show you van insurance quotes from top Canadian providers.
Save money
Choose your quote and secure your van insurance rate online.
A few things we’re proud of
1,200,000
monthly users
11 years
young
Over 1M
better choices made
Trusted partner
to Canada’s top financial institutions
What is van insurance
When we say car insurance, it’s important to note that all passenger vehicles fall into that category – not just cars. Sport utility vehicles (SUVs), trucks and vans are all considered “cars” and are eligible for car insurance coverage. Here’s a quick look at what types of vans can get a standard car insurance policy.
Types of van insurance
A van is a 4-to-5 door automobile used for carrying people or goods. Commercial vans are larger than personal ones and, as such, require commercial vehicle insurance.
Our focus is on personal use van insurance. In other words, vans which are only used to transport passengers and their belongings. The most common type of van is the minivan. A minivan is larger than a sedan, but is still eligible for standard car insurance coverage.
How van insurance works in Canada
Minivan insurance works the same as car insurance with the same basic coverages and add-ons available.
Third-party liability insurance
Accident benefits
Uninsured motorist
Collision insurance (optional)
Comprehensive insurance (optional)
Compare van insurance quotes online, for free.
Make a savvy family decision and compare van insurance quotes from some of Canada's top provider, in under 5 minutes. Shopping for quotes is your best way to save.
Provincial differences in van insurance coverage
Van insurance in Ontario, Quebec, Nova Scotia, New Brunswick, Newfoundland, PEI, and Alberta (as of January 2022) includes direct compensation property damage (DCPD).
DCPD coverage means your insurer pays to repair your car when you're not at-fault following a collision in provinces that have it (e.g. ON, QC, NS, NF, NB, PEI, AB)
No-fault insurance means you only ever deal with your insurer in any claim. It's available in all provinces, but there are differences. For instance, in Saskatchewan, you can opt for the Tort system. If you do, and you're found at-fault, you'll pay to repair your car, the other car, and the other driver's injuries.
In BC victims are permitted to sue the at-fault driver for pain and suffering. You can't in Manitoba or Ontario who have more complete no-fault insurance.
Public van insurance is available in BC, Manitoba, and Saskatchewan - you have to buy insurance through provincial crown corporation. In all other provinces, a driver can buy insurance from a provider of their choosing.
Where to get van insurance in Canada
At Ratehub.ca, we work with insurance brokers across Canada to finalize your van insurance quote. Keep in mind if you need insurance in BC, Saskatchewan or Manitoba, those are public markets and must be purchased through the government. Below are a few of our partners that can help you save on private market van insurance:
Frequently asked van insurance questions
What is the cheapest minivan to insure?
Our article, the best selling minivans in Canada, covers the topic in detail. The Kia Sedona and Honda came in under $100 a month. However, that's based on a 40-year-old woman in Ottawa with a clean driving record and driving a used van. Many factors go into calculating your minivan insurance rate, such as the make and model, your location, and your driving record to name a few. To know how much your van costs to insure, simply enter your postal code at the top of the page to compare van insurance quotes.
Are minivans cheaper to insure?
Many minivans are actually cheaper to insure than sedans, and there are a few reasons why. First, vans are larger than regular cars and tend to have better safety ratings. Second, minivans are not considered to be high on thieves’ priority lists. This lessens the chances that they’ll be stolen, making insurance companies more confident about insuring them. Finally, the demographic of minivan drivers are typically parents with young children. Typically, older, more experienced drivers (especially ones with kids) take fewer risks on the road.