The best MBNA credit cards in Canada for 2026
Natasha Macmillan, Business Unit Director - Everyday Banking
October 9, 2026
Explore the best variety of MBNA credit cards, tailored to meet your unique needs. Compare, choose, and apply today for a card that matches your purchasing habits.
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MBNA credit card overview
MBNA offers over two dozen Mastercard credit cards to meet your needs, with a diverse selection of rewards to choose from. We have outlined below the top MBNA credit cards by category.
Best MBNA credit card for balance transfer and low interest
Featured
Purchase interest rate
- Pay $5/mo
Based on a credit balance of $500
- Annual fee
$0
Ratehub.ca’s take
The MBNA True Line Mastercard is the most sought after card by those looking to minimize their credit card debt. The card has no annual fee and a below-average purchase interest rate of 12.99% on purchases and balance transfers.
Additional considerations for MBNA credit cards
MBNA Rewards Points values will vary depending on what you redeem for. 1 point = 1 cent in travel rewards (from any airline booked on the MBNA Rewards website), 1 point = 0.5 cents in cash back, or 1 point = 0.85 - 0.98 cents when redeemed for e-gifts. You can also use points to order merchandise from the MBNA Rewards catalogue, though values can vary considerably from one item to another.
Online shopping and retail
Are you an avid online shopper? MBNA partnered with Canada's largest online retailer to launch the Amazon.ca Rewards Mastercard, which carries no annual fee, earns accelerated rewards on Amazon purchases as well as for Amazon Prime Members, and offers bonuses points on purchases made in non-Canadian currencies to offset the card's foreign transaction fees. The Amazon.ca Rewards Mastercard earns Amazon points which are redeemed automatically in increments of 2,000 points for a $20 for Amazon gift card. For health enthusiasts, the Melaleuca Mastercard earns bonus Loyalty Shopping Dollars on purchases from Melaleuca - the largest dedicated online wellness shopping club. Finally, there's the Nordstrom Rewards Visa that help you rack up bonus points when shopping at the luxury department store.
Charitable causes
Support Canadian veterans while earning points towards cash back, travel and more with the Royal Canadian Legion MBNA Rewards Mastercard. Not only will you feel good for advocating for the care of Veterans and their families when you swipe your card, but you’ll also earn MBNA Rewards points for every $1 you spend on eligible purchases. Points are redeemable for your choice of MBNA rewards.
More on MBNA
MBNA is a division of The Toronto-Dominion Bank, and offers affinity and co-branded credit cards in Canada, as well as insurance products. With headquarters in Ottawa and an office in Regina, MBNA MasterCards are associated with many Canadian stores, charities, educational institutions, sports associations and professional membership organizations.
Natasha Macmillan, Business Director of Everyday Banking
With over a decade of experience in the finance industry, Natasha works closely with Canada's top financial institutions - from banks to credit unions - to help Ratehub.ca's 1,200,000 monthly users get matched with the right banking products. read full bio
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