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Best Credit Card Anniversary Offers

Charlotte Sinclair

Travel rewards credit cards are great for many reasons. They offer numerous benefits that may include rewards for the money you spend, insurance benefits, exclusive offers, and additional perks just for signing up or having the card. One of these perks might be an anniversary offer.

An anniversary offer is a perk you’ll get on a yearly basis. What you’ll receive will vary based on what rewards program you have and what card you choose. Here’s a look at our favourite credit cards that feature an anniversary offer:

BMO Rewards travel cards

The BMO Rewards program provides exclusive access to VIP airport lounges worldwide. The anniversary offer includes two or four (depending on your card) complementary passes per year. This offer has incredible value. The membership is valued at US$99 per year and each pass is worth US$27 per person per visit.

The two BMO MasterCards that feature this offer are the BMO World Elite MasterCard and the BMO Air Miles World Elite MasterCard.

Card details

  • Access to airport lounges and four complimentary passes
  • Earn two points per dollar spent
  • $150 annual fee
  • Get a $300 travel credit

BMO AIR MILES World Elite MasterCard


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  • Access to airport lounges and two complimentary passes
  • Earn 0.1 miles per dollar spent
  • $120 annual fee
  • Get up to 1,000 bonus miles

Starwood Preferred Guest Rewards

The Starwood Preferred Guest Rewards program is very popular. There are two anniversary offers that are exclusive to the Starwood Preferred Guest credit card from American Express. When you spend $30,000 in a year, you’ll you’ll receive Starwood Gold Preferred Guest status. After reaching Preferred Gold Guest status, you’ll earn a 50% bonus over preferred on all eligible stays, late check out, upgrades at check in, welcome gifts, complementary premium internet access, and much more. And when you spend $40,000 in a year, you’ll receive a free weekend away in a Category 1 to 4 hotel. This card is ideal for an avid traveler who’ll be using their credit card frequently.

Starwood Preferred Guest Credit Card from American Express


  • Experience Starwood Gold Preferred Guest status when you spend $30,000 each year
  • Enjoy a free weekend night award when you spend $40,000 each year
  • Earn one point per dollar spent
  • Earn one point per dollar spent
  • $120 annual fee

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