In your first year as a new Cobalt Cardmember, you can earn 2,500 Membership Rewards® points for each monthly billing period in which you spend $500 in net purchases on your Card. This could add up to 30,000 points in a year.

Earn 5x the points on eligible eats and drinks in Canada, including groceries and food delivery.

Earn 2 points for every $1 spent on eligible transit & gas purchases in Canada and eligible travel purchases.

Earn 1 point for every $1 in Card purchases everywhere else.

Cobalt Cardmembers receive regular Perks such as bonus reward offers and access to great events.

Access Front Of The Line® Presale & Reserved Tickets to some of your favourite concerts and theatre performances and special offers and events curated for Cardmembers with American Express® Experiences.

$120 annual fee.

*Terms and conditions apply.

Purchase interest rate: 19.99%

Cash advance: 21.99%

Balance transfer: N/A

Credit recommended: 660+

Min. income: $0

Limited Time Offer: Apply by August 16, 2021 and, if you are approved, earn up to 20,000* Aeroplan points – plus earn a bonus Buddy Pass to bring anyone along to anywhere Air Canada flies in North America, including Hawaii and Mexico.

Bring along a friend! As a new Cardholder, your bonus Buddy Pass can score you a second ticket when you book an economy ticket.

Earn a welcome bonus of 10,000 Aeroplan points when you make your first purchase with your new card*.

Earn 10,000 Aeroplan points when you spend $1,000 within 90 days of Account opening, up to a total of 20,000 points.

Plus, get an annual fee rebate for the first year.

Earn 1.5x points on eligible gas, groceries, travel (including flights, hotels, taxis, public transit)

1x points on everything else.

$139 annual fee (1st year waived).

*Terms and conditions apply.

Purchase interest: 19.99%

Cash advance: 22.99%

Balance transfer: 22.99%

Credit recommended: 660+

Min. income: $60,000/yr