Credit cards are essential financial tools, and can build your credit while simultaneously helping stretch your dollar through rewards and money-saving perks like travel insurance and purchase protection. But when you carry a balance, interest kicks … Read More
If you want the best mortgage rates, lowest interest rates on lines of credit, and access to the best credit cards, you’ll want a good credit score. Let me rephrase that, you’ll need a great credit … Read More
Cash back credit cards do exactly what their name suggests: they refund a small percentage of your purchases either as a credit on your statement or as cash in your bank account. Each cash back credit … Read More
If there’s a chance you’ll carry a balance from month to month; you should look for a low interest credit card. As you can guess, low interest credit cards come equipped with annual rates well below … Read More
Travel can be expensive, but a good travel credit card can help offset the cost — or help you travel for free — by rewarding you points or miles for making everyday purchases. In addition to … Read More
Scotiabank (or Scotia for short) is one of Canada’s big five banks and, according to S&P Global, the 42nd largest bank on the planet. Headquartered in Toronto, Scotia has a portfolio of eighteen credit cards that … Read More
If you’ve been carrying debt on your credit card that you can’t seem to pay off because of the monthly interest charges, you should consider using a balance transfer credit card to help you eliminate your … Read More
Although credit cards with annual fees generally dole out more rewards and higher payouts, there are reasons why picking up a fee-based credit card might not make financial sense (like if you’re a student or on … Read More
Every year, Ratehub.ca rounds up the best credit cards in the country to help Canadians wade through the financial weeds to find the card most suited to their spending habits and lifestyle. Like clothing, credit cards … Read More
Launched in early 2018, the Scotiabank Passport Visa Infinite entered the fray as the only credit card from the country’s big banks to completely waive its foreign transaction fees (and made headlines for doing so). But … Read More