credit cards

Cash back credit cards do exactly what their name suggests: they refund a small percentage of your purchases either as a credit on your statement or as cash in your bank account. Each cash back credit … Read More

Every year, Ratehub.ca rounds up the best credit cards in the country to help Canadians wade through the financial weeds to find the card most suited to their spending habits and lifestyle. Like clothing, credit cards … Read More

If you’ve been carrying debt on your credit card that you can’t seem to pay off because of the monthly interest charges, you should consider using a balance transfer credit card to help you eliminate your … Read More

If you’re shopping for a rewards credit card (or already have one in your wallet), odds are you’re familiar with what an annual fee is and have put considerable thought into how to avoid paying it. … Read More

Do you believe in the one? When it comes to credit cards, I’m a firm believer that there isn’t one single best credit card out there for everyone. In fact, in some scenarios, having two different … Read More

Travel can be expensive, but a good travel credit card can help offset the cost — or help you travel for free — by rewarding you points or miles for making everyday purchases. In addition to … Read More

Although credit cards with annual fees generally dole out more rewards and higher payouts, there are reasons why picking up a fee-based credit card might not make financial sense (like if you’re a student or on … Read More

If there’s a chance you’ll carry a balance from month to month; you should look for a low interest credit card. As their namesake suggests, low interest cards come equipped with below-average rates (for example, 12.99% … Read More

As the saying goes, past behaviour is the best indicator of future behaviour. And in that spirit, your credit history is what lenders use to determine your creditworthiness. In other words, they use your past financial … Read More

We Canadians love our cars. Maybe it’s because we live in a sparsely populated country and many of us require a car to achieve the freedom of mobility. Maybe it’s because the distances we travel in … Read More