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The best credit cards in Canada

Whether you're looking to earn more rewards or save with the lowest interest rates - we'll match you with the right cards in under 2 minutes.

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Why Ratehub?

A few things we're proud of

  • 1,200,000

    monthly users

  • 9 years

    young

  • Over 1M

    better choices made

  • Trusted partner

    to Canada’s top financial institutions

The best rewards cards for

all reward types

with

any annual fee
CardBest used forAnnual feeRewards
American Express® Cobalt™ Card

Groceries & dining

$120

  • 5 pts/$1 for groceries, restaurants
  • 2 pts/$1 for gas, travel
  • 1 pts/$1 for other
get more details
BMO eclipse Visa Infinite* Card

Food & transit

$120

  • 5 pts/$1 for gas, groceries, restaurants
  • 1 pts/$1 for other
get more details
SimplyCash™ Preferred Card from American Express®

Everyday spending

$99

  • 2% all purchases
get more details
CIBC Dividend® Visa Infinite* Card

Groceries & gas

$99

  • 4% eligible gas, groceries
  • 1% other
get more details

Credit card FAQ

Why should I compare credit cards?

How does credit card interest work?

Why do some credit cards have an annual fee?

Should I get a rewards credit card?

education centre

Have your credit card questions answered with our education centre

Whether you're looking to earn more rewards, better perks, or manage your debt with a low interest rate, we'll match you with the best credit cards in Canada for your specific needs in under 2 minutes.

let's get started

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