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Find the best credit cards without impacting your credit score

Apply with confidence. In under 60 seconds, CardFinder narrows down your top matches without impacting your credit score, no SIN required.

The best credit cards in Canada

Whether you're looking to earn more rewards or save with the lowest interest rates - we'll match you with the right cards in under 2 minutes.

Ratehub's best credit cards for October 2021

Why Ratehub.ca?

A few things we're proud of

  • 1,200,000

    monthly users

  • 9 years

    young

  • Over 1M

    better choices made

  • Trusted partner

    to Canada’s top financial institutions

The best rewards cards for
  • all reward types
  • cash back
  • store credit
  • travel
with
  • any annual fee
  • no annual fee
CardBest used forAnnual feeRewards

Food & transit

$120

  • 5 pts/$1 for gas, groceries, restaurants
  • 1 pts/$1 for other

Travel perks

$139

  • 2 pts/$1 for entertainment, groceries, restaurants, daily transit
  • 1 pts/$1 for other

Groceries & dining

$156

  • 5 pts/$1 for groceries, restaurants
  • 2 pts/$1 for gas, travel
  • 1 pts/$1 for other

Everyday spending

$99

  • 2% all purchases

Credit card FAQ

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education centre

Have your credit card questions answered with our education centre

Whether you're looking to earn more rewards, better perks, or manage your debt with a low interest rate, we'll match you with the best credit cards in Canada for your specific needs in under 2 minutes.

The knowledge bank

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