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Find the best credit cards without impacting your credit score

Apply with confidence. In under 60 seconds, CardFinder narrows down your top matches without impacting your credit score, no SIN required.

Ratehub's best credit cards for January 2022

Why use CardFinder

  • CardFinder has no impact on your credit score, no SIN required

  • Industry-standard protection

  • Match with cards you're most likely to qualify for

  • Your information is encrypted & never shared

The best rewards cards for
  • all reward types
  • cash back
  • store credit
  • travel
with
  • any annual fee
  • no annual fee
CardBest used forAnnual feeRewards
BMO eclipse Visa Infinite* Card
Purchase interest: 20.99%, Cash advance: 23.99%, Balance transfer: 23.99%

Food & transit

$120

  • 5 pts/$1 for gas, groceries, restaurants
  • 1 pts/$1 for other
Featured
Brim Mastercard
Purchase interest: 19.99%, Cash advance: 21.50%, Balance transfer: 19.99%

Everyday spending

$0

  • 1% all everyday purchases
  • 3% eligible airlines
  • 4% select retailers*
Featured
American Express Cobalt® Card
Purchase interest: 20.99%, Cash advance: 21.99%, Balance transfer: N/A

Groceries & dining

$155

  • 5 pts/$1 for groceries, restaurants
  • 2 pts/$1 for gas, travel
  • 1 pts/$1 for other
Featured
SimplyCash™ Preferred Card from American Express®
Purchase interest: 19.99%, Cash advance: 21.99%, Balance transfer: N/A

Everyday spending

$99

  • 2% all purchases

Credit card FAQ

Why should I compare credit cards?

How does credit card interest work?

Why do some credit cards have an annual fee?

Should I get a rewards credit card?

education centre

Have your credit card questions answered with our education centre

Find your perfect credit card in under 60 seconds - No SIN required

  1. Tell us a bit about yourself

    Answer some questions so we can personalize our recommendations - this won't impact your credit score

  2. Check your eligibility

    We confirm your eligibility with our partner, TransUnion. This will be a ‘soft credit check’ which you can see but lenders cannot

  3. Find your perfect matches

    We show you the cards you’re most likely to want and most likely to get

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