low-interest credit cards

If there’s a chance you’ll carry a credit card balance from month to month; you should look for a low interest credit card. Low interest credit cards have interest rates that are lower than typical credit … Read More

Every year, Ratehub.ca rounds up the best credit cards in the country to help Canadians wade through the financial weeds to find the card most suited to their spending habits and lifestyle. Like clothing, credit cards … Read More

If you’ve been carrying a credit card balance and you’re looking to reduce the amount of interest you’re paying and clear off your debt faster, a balance transfer can help in a big way. 1. What … Read More

Most of us know the basics of how credit cards work: use your credit card to earn rewards, pay off your balance in full and on time, and avoid interest charges. Simple enough, right? While there’s … Read More

If you’re in a financial bind and in need of some quick cash, a credit card cash advance can seem like a simple solution. Insert your credit card into the nearest ATM and gain access to … Read More

Canadians are well acquainted with the concept of IOU. According to TransUnion, the average Canadian’s non-mortgage consumer debt load climbed to $29,312 in the fourth quarter of 2017, with an average credit card balance of $4,154. Consumer … Read More

Like money in a savings account, the balance on your credit card accumulates interest — except not in the good way. If you’re crippled by compounding charges because you carry a balance from month to month, you should … Read More

When used properly, credit cards can be a good money management tool. However, if you’re not careful with your spending, you can rack up consumer debt and stress yourself out. 

New year, new list. For the most up-to-date cards, check out our latest blog on the Best Low Interest Credit Cards in Canada Nobody likes paying credit card fees, but there’s one type you can’t escape: … Read More

For years, Canadians have been living with all-time low interest rates. The Bank of Canada announces changes to its benchmark interest rate eight times a year, yet hasn’t moved it from 0.5% since July 2015. Sure, … Read More