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Who is RSA Insurance?

Learn more abotu who RSA Insurance is and how they operate in Canada.

About RSA Insurance

In 1833, Royal Insurance opened to Canadians helping them through the many fires affecting their livelihoods. In 1996 Royal Insurance merged with Sun Alliance, which had been around since 1959, forming Royal Sun Alliance (RSA), and rebranded in 2008 as RSA Insurance Group.

Today, they are one of Canada’s largest property & casualty (P&C) insurance companies with over 2,600 employees in Canada alone and serving over 17 million customers around the world. RSA Canada offers home, auto, recreational vehicle, group and business insurance coverage options.

How to get a RSA insurance quote

  • Step 1: Share some information

    Start by telling us a little about yourself and your insurance coverage needs.

  • Step 2: Compare the rates

    We'll show you how RSA insurance quotes stack up against other top insurers.

  • Step 3: Enjoy the savings

    Whether its RSA insurance or another insurer, you can choose the best rate for you.

RSA car insurance

RSA Insurance offers several coverage options enhance coverage for your car. Here are some unique coverage extensions that are designed to help you customize your policy to meet your needs.

Optional Coverages Overview
New Car Guarantee

If your car is beyond repair after a major accident, they’ll replace it with a brand new one, even if it’s more expensive.

Temporary vehicle replacement

It gives you a rental car in case your car is stolen, in for repair, or you’re waiting on a new one after an accident.

Conviction Protector

Prevents premium increases from occurring due to demerit points from minor convictions.

Accident Forgiveness

Guarantees your rates won’t increase, even if you were involved in at-fault accident.


Protects your vehicle if it’s damaged in an accident


Protect your vehicle against damage not cause by a collision – these include theft vandalism, and falling objects.

All Perils

This is Collision and comprehensive as well as loss or damage caused to your vehicle by someone that lives in your home

Roadside Assistance

Roadside support in case you need a battery boost or a tow.

You can learn more about the additional coverage options that RSA Insurance has to offer here .

Compare car Insurance quotes

In under five minutes, compare personalized car insurance quotes online from Canada's top providers, for free.

RSA home insurance

RSA offers many coverage options to enhance protection for your home. Here are some unique coverage extensions that are designed to help you customize your home insurance policy to meet your needs.

Optional Coverages Overview

For residents of BC, earthquake insurance can help you piece your home and its contents back together after an earthquake

Overland Water

RSA offers comprehensive overland water coverage both from melting snow, and rising lakes.

Identity theft

Identity fraud comes with many hidden costs and RSA has you covered for things like lost income due to time away from work, legal fees, and enhanced protection for a credit or debit card.

Sewer Backup

Sewer Backup is coverage for when your main drain backs up into your house as a result of overflowing city main drains or a blockage in your drain pipe.

Claim forgiveness

A claim forgiveness option for your first submitted claim.

You can learn more about the additional coverage options that RSA has to offer here.

Get a home insurance quote

In less than 5 minutes, compare home insurance quotes online from Canada's top providers, for free.

Frequently asked questions about RSA insurance

How can I purchase RSA insurance?

How can I submit a claim with RSA insurance?

Does RSA Insurance have an app?

Does RSA Insurance offer ridesharing coverage?

Where is RSA Insurance available?

Matt Hands, Business Director of Insurance

With 6+ years of experience at, Matt’s focus has been on growing its newest business unit, Insurance. He is a thought leader and a valuable resource to respected publications across Canada. read full bio

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