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The best TD chequing accounts in Canada for 2025

Get the most out of your chequing account - whether you're looking to save on fees, earn rewards or access more perks.

Compare the Best TD Chequing Accounts

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A guide to TD chequing accounts

TD Bank offers several chequing account plans to cater to different needs. While all of the plans charge a monthly account fee, the fee can be waived if you maintain a minimum monthly balance.

TD also offers a student chequing account with no monthly fee, as well as a seniors’ chequing account rebate for those aged 60 years or older and collecting the Guaranteed Income Supplement. 

Changes to TD chequing account fees: July 2025

Starting July 1, 2025, TD Bank will increase its monthly account fees for the following accounts:

  • TD Every Day Chequing Account: $10.95 $11.95 ($1 increase)
  • TD Unlimited Chequing Account: $16.95 $17.95 ($1 increase)
  • TD All-Inclusive Banking Plan: $29.95 $30.95 ($1 increase)

The minimum monthly balance to waive the monthly fee on the TD All-Inclusive Banking Plan will also increase from $5,000 to $6,000.

TD chequing account offers

If you open a TD Unlimited Chequing Account or TD All Inclusive Banking Plan, you can get a cash bonus of up to $700 by completing certain tasks. Both these accounts also offer an annual fee rebate (up to $139) on select TD credit cards:

 

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