November marks the beginning of the spend-heavy holiday season, with Black Friday (Nov. 24) and Cyber Monday (Nov. 27) kickstarting a whirlwind shopping sprint.
It’s also one of the best times of year for credit card offers (waived annual fees, welcome bonuses, and gift cards) as issuers up the ante to compete for your business. Here, we’ve rounded up some of the credit card offers available to Canadians as of November:
OFFER: Earn 25,000 bonus points when you spend $1,000 within first three months with the Scotiabank Gold American Express card. As well, the annual fee of $99 is waived for the first year. Both offers are valid until Feb. 28, 2018.
OFFER: The brand new American Express Cobalt Card offers a welcome bonus of 10,000 membership rewards when you spend $3,000 in your first three months. It also has a rolling bonus structure, giving you 2,500 Membership Rewards points per month when you spend $500 within each monthly billing period.
OFFER: Until Feb. 28, 2018, the $99 annual fee is waived for the first year. The Scotia Momentum Visa Infinite is one of the best cash-back credit cards in Canada, with a welcome offer of 5% cash back on purchases (up to $3,000) for the first three months.
OFFER: Until Nov. 30, get a $25 gift card for Amazon, Indigo, or Cineplex from Ratehub.ca when you’re approved for the Tangerine Money-Back Credit Card.
OFFER: Until Nov. 30, the $150 annual fee is waived for the BMO World Elite MasterCard. You’ll also get 20,000 bonus points upon approval, worth $200 in travel rewards.
OFFER: The SimplyCash Card from American Express has no annual fee and has a welcome bonus of 5% cash back on gas, groceries, restaurants for the first six months (up to $250).
- Better Together: 3 Credit Card Combinations to Maximize Your Rewards
- How To Maximize Your Cash-Back Credit Card Rewards
- Cash Back vs. Travel Rewards: Choose the Best Credit Card for You