Best 3-Year Non-registered GIC Rates

Rates subject to change, updated:

Whether you’re looking for a short-term redeemable GIC or long-term non-redeemable GIC, you’ve come to the right place. We shop and compare all financial institutions, to bring you a list of the best GIC rates in Canada. Find the non-registered GIC product that best serves your needs and we’ll help you open it.

GIC Rates that are eligible for a promotional offer are marked throughout the comparison chart with a promotional offer icon such as or . Click this box to show only GIC Rates that contain free promotional offers. For gift card FAQs and Terms & Conditions click here.

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Location Please ensure your location is correct in order to find the best rates available in your area.
Rate Provider Insured by Total return
1.8% No $270.00 Get this rate Get more details
For a limited time, you will receive a promotional offer from Ratehub.ca if your application is approved. Terms and conditions apply. Click here for details.
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This account is a winner of the Personal Finance Awards in the Top GICs product category. Learn more about our yearly Personal Finance Awards here. 2020 Winner
CDIC Provincial Get this rate