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Oaken Financial GIC Rates

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We shop all the top banks and lenders, to bring you the best guaranteed investment certificate rates in Canada. Whether you’re looking for a short-term cashable GIC, or want a longer-term investment like an RRSP GIC, we have all the best rates on our site. Find the product that’ll best serve your savings needs, and apply to open it today.

Oaken Financial GIC Rates

All Oaken Financial GIC Rates Minimize Table Maximize Table
Term   Provider Min. investment  
1-Yr 5.05% View details Oaken Financial $1,000 Get this rate
2-Yr 4.70% View details Oaken Financial $1,000 Get this rate
3-Yr 4.30% View details Oaken Financial $1,000 Get this rate
4-Yr 4.25% View details Oaken Financial $1,000 Get this rate
5-Yr 4.15% View details Oaken Financial $1,000 Get this rate
30-Day 2.25% View details Oaken Financial $1,000 Get this rate
60-Day 2.25% View details Oaken Financial $1,000 Get this rate
90-Day 2.25% View details Oaken Financial $1,000 Get this rate
120-Day 2.25% View details Oaken Financial $1,000 Get this rate
180-Day 2.25% View details Oaken Financial $1,000 Get this rate
270-Day 2.70% View details Oaken Financial $1,000 Get this rate
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All Oaken Financial GIC Rates Minimize Table Maximize Table
Term   Provider Min. investment  
1-Yr 5.05% View details Oaken Financial $1,000 Get this rate
2-Yr 4.70% View details Oaken Financial $1,000 Get this rate
3-Yr 4.30% View details Oaken Financial $1,000 Get this rate
4-Yr 4.25% View details Oaken Financial $1,000 Get this rate
5-Yr 4.15% View details Oaken Financial $1,000 Get this rate
60-Day 2.30% View details Oaken Financial $1,000 Get this rate
90-Day 2.25% View details Oaken Financial $2,500 Get this rate
120-Day 2.25% View details Oaken Financial $2,500 Get this rate
180-Day 2.25% View details Oaken Financial $2,500 Get this rate
270-Day 2.70% View details Oaken Financial $2,500 Get this rate
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All Oaken Financial GIC Rates Minimize Table Maximize Table
Term   Provider Min. investment  
1-Yr 5.05% View details Oaken Financial $1,000 Get this rate
2-Yr 4.70% View details Oaken Financial $1,000 Get this rate
3-Yr 4.30% View details Oaken Financial $1,000 Get this rate
4-Yr 4.25% View details Oaken Financial $1,000 Get this rate
5-Yr 4.15% View details Oaken Financial $1,000 Get this rate
30-Day 1.35% View details Oaken Financial $1,000 Get this rate
60-Day 1.40% View details Oaken Financial $1,000 Get this rate
90-Day 1.45% View details Oaken Financial $1,000 Get this rate
120-Day 1.50% View details Oaken Financial $1,000 Get this rate
180-Day 1.50% View details Oaken Financial $1,000 Get this rate
270-Day 1.50% View details Oaken Financial $1,000 Get this rate
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All Oaken Financial GIC Rates Minimize Table Maximize Table
Term   Provider Min. investment  
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Best GIC Rates

Available by opening an account Minimize Table Maximize Table
Term   Provider Min. investment  
1-Yr 5.05% View details Oaken Financial $1,000 Get this rate
2-Yr 4.70% View details Oaken Financial $1,000 Get this rate
3-Yr 4.50% View details Alterna Bank $500 Get this rate
4-Yr 4.50% View details Alterna Bank $500 Get this rate
5-Yr 4.50% View details Alterna Bank $500 Get this rate
90-Day 2.75% View details TD Bank $5,000 Get this rate
180-Day 3.60% View details EQ Bank $100 Get this rate
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Available by opening an account Minimize Table Maximize Table
Term   Provider Min. investment  
1-Yr 5.05% View details Oaken Financial $1,000 Get this rate
2-Yr 5.00% View details Scotiabank $500 Get this rate
3-Yr 4.75% View details CIBC $500 Get this rate
4-Yr 4.80% View details CIBC $500 Get this rate
5-Yr 4.50% View details Alterna Bank $500 Get this rate
90-Day 3.10% View details EQ Bank $100 Get this rate
180-Day 3.60% View details EQ Bank $100 Get this rate
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Available by opening an account Minimize Table Maximize Table
Term   Provider Min. investment  
1-Yr 5.05% View details Oaken Financial $1,000 Get this rate
2-Yr 5.00% View details CIBC $500 Get this rate
3-Yr 4.75% View details CIBC $500 Get this rate
4-Yr 4.80% View details CIBC $500 Get this rate
5-Yr 4.85% View details CIBC $500 Get this rate
90-Day 3.10% View details EQ Bank $100 Get this rate
180-Day 3.60% View details EQ Bank $100 Get this rate
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Available by opening an account Minimize Table Maximize Table
Term   Provider Min. investment  
1-Yr 4.00% View details Tangerine $1 Get this rate
2-Yr 4.05% View details TD Bank $1,000 Get this rate
3-Yr 4.10% View details TD Bank $1,000 Get this rate
4-Yr 4.15% View details TD Bank $1,000 Get this rate
5-Yr 4.30% View details RBC Royal Bank $5,000 Get this rate
90-Day 3.60% View details TD Bank $5,000 Get this rate
180-Day 3.75% View details TD Bank $5,000 Get this rate
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About Oaken Financial

Oaken Financial provides banking alternatives as a direct-to-consumer business. Its parent company, Home Trust, is Canada’s largest independent trust company. The company provides premium GIC rates. Oaken’s GICs can be purchased online, over the phone, or at one of its branches. Currently, Oaken Financial has branches in Toronto, Vancouver, Calgary and Halifax.

Oaken Financial's GIC rates

Oaken Financial currently offers the highest rates on non-registered GICs, which can be purchased by opening an account. The GIC term lengths vary between 30 days and 5 years. If you want to receive the interest before maturity, you can choose whether you want interest payments to be made to you monthly, semi-annually or annually. Lastly, the investment in any non-registered GIC must be at least $1,000. Oaken also offers cashable GICs, which offer slightly lower rates than its non-redeemable GICs. Additionally, you can also purchase registered GICs in a registered retirement income fund (RRIF), tax-free savings account (TFSA), or registered retirement savings plan (RRSP). These registered GICs also have competitive rates but the minimum investment increases to $2,500.

Compare other Oaken Financial products

Not only does Oaken Financial offer the most competitive non-registered GIC rates, but it also provides premium savings rates through the Oaken Savings Account.

Get the best GIC rates

While Oaken Financial offers high interest rates on non-registered GICs, you may be interested in learning more about GICs from other Canadian GIC providers. You can view a variety of provider rates with the Ratehub.ca GIC comparison tool and see how Oaken Financial’s rates compare with its competitors.

Best GIC Providers


Want to learn more about GICs?

Did you know that rates differ significantly between financial institutions, and within the various channels / methods where you purchase? Browse our Education Centre to learn about the GICs that best suit your saving needs.