If you want to invest in a registered savings deposit, but don’t know where to start, you may want to consider one of the many registered GICs that exist today. We shop all financial institutions, so you can compare all the best registered GICs in Canada. Find the registered GIC product that best serves your needs and we’ll help you open it.
| Rate | Provider | Insured by | Total return | |
|---|---|---|---|---|
| 0.1% |
|
Yes | $1.64 | Get this rate Get more details |
|
For a limited time, you will receive a promotional offer from Ratehub.ca if your application is approved. Terms and conditions apply. Click here for details.
sponsored
featured
[min-return-title]
View details
View details
|
This account is a winner of the Personal Finance Awards in the Top GICs product category. Learn more about our yearly Personal Finance Awards here.
2020 Winner
|
CDIC Provincial | Get this rate |
BMO Financial Group is a provider of diversified financial services, ranging from personal and commercial banking to wealth management and capital markets services. Overall, BMO Financial Group has over 12 million customers internationally. Specifically, BMO Bank of Montreal handles all of the bank’s personal and commercial banking. When banking with BMO, you can expect 24/7 customer support via online banking, telephone and mobile banking, or branch locations during operating hours.
BMO Bank of Montreal has a list of guaranteed investment certificate (GIC) products you can choose from. Within this list, you can find cashable, non-cashable, market-linked, and U.S. dollar GICs. Amongst cashable and non-cashable GIC investments, you can also choose between short-term and long-term investment periods. To buy a GIC from BMO, you require a minimum investment of at least $1,000.
A six-year, non-registered GIC with BMO offers one of the most competitive interest rates in the Canadian market. Interest rates for individual BMO GICs will vary based on term length, with BMO’s 10-year GICs offering the highest rates.
As one of Canada’s five largest banks, BMO Bank of Montreal also offers a number of chequing and savings accounts tailored to different customers within its personal and commercial banking services. Within BMO’s products and services, you can find cash back and travel rewards credit cards.
BMO Bank of Montreal’s extensive GIC offerings might have the investment options you’ve been looking for. If not, feel free to also look through our GIC comparison tools, which will help you find the highest interest rates from a number of Canada’s GIC providers.