Best No Fee Credit Cards

Check out these top rated no fee credit cards from our users. These cards give you all kind of perks without annual fees. Apply for these cards today!

Annual Fee Rebate
Image of CIBC Select Visa* Card

Welcome Offer: Transfer your credit card balance – Get 0% interest for up to 10 months with a 1% transfer fee* and a first year annual fee rebate*

Reduce interest payments with a low interest rate credit card*

Enjoy an interest rate of only 13.99% on purchases and cash advances.

Valuable insurance included - Get accident coverage with Common Carrier Accident Insurance.

Use your CIBC Select Visa* Card to send money abroad

Annual fee: $29 (1st year rebate*)

*Terms and conditions apply

Purchase interest: 13.99%

Cash advance: 13.99%

Balance transfer: 13.99%

Credit recommended: 660+

Income eligibility: $15,000/yr

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Best No Fee Rewards
Image of SimplyCash™ Card from American Express®

New SimplyCash™ from American Express Cardmembers can earn 4% cash back on purchases (up to $200 cash back) for the first 6 months of Cardmembership.

Earn 1.25% cash back on purchases when your Welcome Rate ends.

No limit to the amount of cash back you can earn after your Welcome Rate ends.

No annual fee.

Access virtual events and special offers curated for Cardmembers with American Express® Experiences.

Insurance coverage and 24/7 Customer Service.

Purchase interest: 19.99%

Cash advance: 21.99%

Balance transfer: N/A

Credit recommended: 660+

Min. income: $0

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Best No Fee Cash Back
Image of Triangle™ Mastercard®

New Card Member Bonus: Collect a total of 15% back (4% everyday plus 11% bonus) in CT Money* when you make your first purchase at any of our participating retailers* and activate your new Triangle™ credit card.

Redeem* your CT Money® at Canadian Tire, Sport Chek, Mark’s/L’Équipeur, Atmosphere, Sports Rousseau, Hockey Experts, L’Entrepôt du Hockey and participating Sports Experts stores.

Collect 5¢ (1) per litre back in Canadian Tire Money® at Gas* and participating Husky locations

Collect Canadian Tire Money® everywhere else you shop*

Equal monthly payments* on qualifying purchases of $150 or more at Canadian Tire, Sport Chek, Mark’s/L’Équipeur, Atmosphere, Sports Rousseau, Hockey Experts, L’Entrepôt du Hockey and participating Sports Experts stores.

No annual fee.

*Terms and conditions apply.

Purchase interest: 19.99%

Cash advance: 22.99%

Balance transfer: 22.99%

Credit recommended: 660+

Min. income: $0

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