Check out these top rated no fee credit cards from our users. These cards give you all kind of perks without annual fees. Apply for these cards today!
Welcome Offer: Transfer your credit card balance – Get 0% interest for up to 10 months with a 1% transfer fee† and a first year annual fee rebate*
Reduce interest payments with a low interest rate credit card*
Enjoy an interest rate of only 13.99% on purchases and cash advances.
Valuable insurance included - Get accident coverage with Common Carrier Accident Insurance.
Use your CIBC Select Visa* Card to send money abroad
*Terms and conditions apply
Purchse interest: 13.99%
Cash advance: 13.99%
Balance transfer: 13.99%
Income eligibility: $15,000/yr
Welcome Offer: Get a first year annual fee rebate (value of $120)!† Plus, get 10% cash back for the first 4 statements on total purchases of up to $2,000.*
After that, get 4% cash back on eligible gas and grocery purchases
1% cash back on all other purchases. 2% cash back on Tim Hortons® and TELUS® purchases
No limit on the total cash back you can earn
*Terms and conditions apply
Purchse interest: 19.99%
Cash advance: 22.99%
Balance transfer: 22.99%
Income eligibility: $60k/ year
Earn 2% Money-Back Rewards on purchases in two 2% Money-Back Categories of your choice, and 0.50% Money-Back Rewards on all other purchases.
New Clients will receive a Balance Transfer promotion of 1.95% for 6 months (with a 1% fee)*
No limit on the amount of Money-Back Rewards you can earn.
Make the most of your travel with Mastercard® Airport Experiences Provided by LoungeKey. Your complimentary membership gives you exclusive dining, retail and spa offers in over 400 airports worldwide, along with access to over 1000 lounges at $32 USD per visit.
No annual fee.
*Terms and conditions apply.
Purchase interest: 19.95%
Cash advance: 19.95%
Balance transfer: 19.95%
Credit recommended: 725+
Min. income: $60,000/yr
New Card Member Bonus: Collect a total of 15% back (4% everyday plus 11% bonus) in CT Money* when you make your first purchase at any of our participating retailers* and activate your new Triangle™ credit card.
Redeem* your CT Money®at Canadian Tire, Sport Chek, Mark’s/L’Équipeur, Atmosphere, Sports Rousseau, Hockey Experts, L’Entrepôt du Hockey and participating Sports Experts stores.
Collect 5¢ (1) per litre back in Canadian Tire Money® at Gas* and participating Husky locations
Collect Canadian Tire Money® everywhere else you shop*
Equal monthly payments* on qualifying purchases of $150 or more at Canadian Tire, Sport Chek, Mark’s/L’Équipeur, Atmosphere, Sports Rousseau, Hockey Experts, L’Entrepôt du Hockey and participating Sports Experts stores.
No annual fee.
*Terms and conditions apply.
Purchase interest: 19.99%
Cash advance: 22.99%
Balance transfer: 22.99%
Credit recommended: 660+
Min. income: $0