Best No Fee Credit Cards

Check out these top rated no fee credit cards from our users. These cards give you all kind of perks without annual fees. Apply for these cards today!

Best No Fee Balance Transfer Card
Image of True Line® Mastercard® credit card

This offer is not available for residents of Quebec.

Apply today and get a 0% promotional annual interest rate for 10 months on balance transfers completed within 90 days of account opening, with a fee of 3% of the amount advanced (minimum fee of $7.50).

Income Eligibility: Any

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Best No Fee Cash Back Card
Image of Tangerine Money-Back Credit Card

New Clients will receive a Balance Transfer promotion of 1.95% for 6 months.

Earn 2% Money-Back Rewards on purchases in up to three Categories of your choice.

0.5% Money-Back Rewards on all other purchases.

Deposit your Rewards into a Tangerine Savings Account and get a three 2% Money-Back Category.

No limit on the amount of Money-Back Rewards you can earn.

Change your 2% Money-Back Categories to suit your everyday spending.

Income Eligibility: Any

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Best No Fee Travel Card
Image of Home Trust Preferred Visa

Earn 1% cash back with every purchase, with no limit in the amount you can earn.

No Foreign Exchange Mark-Up: You will not be charged a Foreign Currency Conversion mark-up on foreign currency purchases whether you make them online or outside of Canada. Only the exchange rate applies.

Roadside Assistance at no extra cost.

Car Rental Collision Insurance and Purchase Security Insurance included.

Income Eligibility: Any

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Best No Fee Cash back Card
Image of SimplyCash™ Card from American Express

TNew SimplyCash™ Card from American Express Cardmembers can earn 2.5% cash back on purchases (up to $150 cash back) for the first 3 months of card membership.

Earn 1.25% cash back on purchases when your Welcome Rate ends.

No limit to the amount of cash back you can earn after your Welcome Rate ends.

Optional Balance Transfer Offer (at time of online application) – Enjoy a 1.99% interest in first 6 months of card membership if you choose to transfer your other credit card balances to this American Express card.

No annual fee.

Income eligibility: Any

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