Overview of the CIBC Adapta™ Mastercard®
Earning categories
1.5 points/$1
On every dollar you spend in your top 3 spend categories.† or
2 points/$1On every dollar you spend on eligible travel purchases made through CIBC by Expedia.†
1 point/$1On every dollar you spend on all other purchases.†
Detailed card summary
Benefits & features
- Welcome Offer: Join and get up to $200 in value† with no annual fee.†
- Here’s how it adds up:
- Receive a Welcome Bonus of 3,000 Adapta points after your first purchase (up to $25 value)†
- Get 3,000 Adapta points when you spend $1,000 in the first 4 monthly statement periods (up to $25 value)†
- As an eligible CIBC Cardholder, take advantage of a free Skip+ membership (first year value of $110)†
- Includes membership to Roadside Assistance† after you make your first purchase. Services include battery boosting, gas delivery, towing and more, offered by Dominion Automobile Association ($50 value)†
- How do Adapta points work?
Each month, you’ll automatically earn:- 1.5 Adapta points for every dollar you spend in your top 3 spend categories.† or
- 2 Adapta points for every dollar you spend on eligible travel purchases made through CIBC by Expedia†; or
- 1 Adapta point for every dollar you spend on all other purchases.†
- What are Adapta points worth?
1,500 Adapta points are worth $10 when redeemed towards your credit card balance or a recent purchase.†
1,200 Adapta points are worth $10 when redeemed towards select CIBC financial products.† - Get a free Skip+ membership when you link your eligible CIBC credit card
- Plus, enjoy $0 delivery fees and earn a $10 monthly voucher.†
- Fuel up for less
- Link your card with Journie Rewards to save up to 10 cents per litre at participating Pioneer, Fas Gas, Ultramar and Chevron gas stations.†
- CIBC may approve your application, but you are not eligible to receive this Offer if you have opened, transferred or cancelled another Adapta card within the last 12 months.†
- This offer is not available for residents of Quebec.
†Terms and Conditions Apply. Select Apply Now to learn more.
