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Overview of the Neo World Mastercard®

Earning categories

2%

On recurring payments, gas and groceries.

0.5%

On everything else

Detailed card summary

Benefits & features

  • $100K dream giveaway: Apply and you’ll enter to win your share of over $100,000 in cash prizes, including:
    • One $50,000 grand prize
    • Four $10,000 monthly prizes
    • Nineteen $1,000 weekly prizes
    • Offer ends December 31, 2026
  • The Neo World Mastercard® is designed to elevate your everyday spending with the best no annual-fee cashback card in Canada*
  • Up to 15% boosted cashback at thousands of partners across Canada – on top of base cashback rates
  • Instant approvals and access to your virtual card immediately
  • No annual fee
  • Option of 3 distinct rewards plans
    • Gas & Grocery
      • Get 2% on gas, groceries, and recurring payments with no annual fee — the Neo World Mastercard® Gas & Grocery plan.
    • Shop & Dine
      • Earn 2% every time you dine out or order in, and 2% on retail shopping — the card built for how you actually enjoy spending.
    • Everywhere
      • Unlimited 1% cashback on everything. No categories to track. No caps. Just cashback.
      • The same Neo World benefits and 1% on every purchase — the card that keeps things simple.

How to redeem


How to get approved


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