Similar to other chequing account providers, Desjardins offers a variety of chequing accounts for your banking needs. Each account has a monthly fee which can be waived if you meet the required minimum monthly balance. Once a Desjardins account holder, you can look into finding the most economical account based on your transaction history through their “Select a plan” feature on AccèsD Internet/mobile. You may still find the best chequing account for you with another provider, so be sure to compare Desjardins chequing accounts against other banks before making a decision.
Rather than offering a separate student account chequing, Desjardins provides students with discounts towards the monthly fees of their chequing accounts. University students qualify for a discount which allows them to get any Desjardins chequing account with a monthly fee of $13.95 or less for free. College, CEGEP and vocational students also receive a discount on their monthly service fees providing them with any chequing account that has a monthly fee of $10.95 or less for free. Students can also opt for higher monthly fee accounts and pay the discounted monthly fee. If you are under the age of 18 you qualify for free unlimited regular transactions through Desjardin's Youth Profit Account.
Desjardins Premier Plus Plan
The Premier Plus is Desjardins' chequing account with the most features. This account offers unlimited transactions and Interac e-Transfers. It also includes teller services, money orders and drafts, personalized and certified cheques and a discount on safety deposit box rentals. Since this account has the largest number of features, it has the highest monthly fee. The fee can be waived by meeting a minimum monthly balance requirement.
Desjardins Premier Plus Plan
The Premier account offers unlimited transactions and teller services. It also includes five Interac e-Transfers per month. Fees are charged for additional services such as money orders and certified cheques. This account has a lower monthly minimum balance requirement than the Premier Plus account to waive the monthly fees as less services are provided. It is a good option if you are looking for unlimited transactions but don't require any other banking services and/or cannot meet the higher monthly balance requirement of the Premier Plus account.
Desjardins Autonomous Plus Plan
The Autonomous Plus plan includes 40 monthly transactions which can include teller transactions, ATM withdrawals and cheque transactions. The $10.95 monthly fee can be waived if the $3,000 minimum balance requirement is met.
Desjardins Autonomous Plan
The Autonomous chequing account includes 30 monthly transactions which can include teller transactions, ATM withdrawals and cheque transactions. The $8.95 monthly fee can be waived if the $2,500 minimum balance requirement is met.
Desjardins Mid-level Plan
The Mid-level chequing account includes 25 monthly transactions which can include ATM withdrawals and cheque transactions. Teller transactions are not included in the 25 allocated monthly transactions The $6.95 monthly fee can be waived if the $2,000 minimum balance requirement is met.
Desjardins Economy Plus Plan
The Economy Plus chequing account includes 12 monthly transactions for a monthly fee of $3.95 not including teller transactions. The monthly fee is waived if a minimum monthly balance of $1,500 is maintained in either the personal chequing account or the Build-Up Savings account.
Desjardins Economy Plan
The Economy chequing account includes 7 monthly transactions for a monthly fee of $3.95 not including teller transactions. The monthly fee is waived if a minimum monthly balance of $1,000 is maintained in either the personal chequing account or the Build-Up Savings account.