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Who is RSA?

In 1833, Royal Insurance started insuring Canadians against fire-related disasters affecting their livelihoods. Sun Alliance has been in the insurance game since 1959. In 1996 Royal Insurance merged with Sun Alliance forming Royal Sun Alliance, and in 2008, they rebranded as the RSA Insurance Group. Today, RSA serves over 17 million clients around the world. In Canada, they are one of the largest property & casualty (P&C) insurance companies with over 2,600 employees. RSA Canada offers home, condo, tenant, and landlord coverage options.

Types of RSA home insurance

Homeowner's insurance

Condo insurance

Tenant (Renter's) insurance

Landlord insurance

How can I purchase RSA home insurance?

You can purchase any of their auto or home insurance products via one of RSA Canada’s approved insurance brokerages – an example of this would be Surex Direct. Brokerages are certified resellers of insurance products for various insurers across Canada – each brokerage will establish agreements with individual insurance companies in order to be able to offer their complement of products.

The benefit of purchasing from an insurance broker is that they have a better understanding of what’s in the market and can provide you with a less biased take on what’s available to you. The primary drawback from purchasing insurance from a broker versus going direct is that it may cost you a bit more than if you had chosen to purchase directly from an insurer. As always, we recommend you take the time to shop and compare insurance providers to make sure you are getting the best policy for the right price to meet your needs.

Available RSA home insurance discounts

If you’re looking for discounts on home insurance with RSA, here’s how you can save:

Bundle policies

Monitored alarm system

Established professional


Group discounts

Optional RSA home insurance coverage

RSA offers several useful additional coverage options that you can get for both your home and car. Here are some unique coverage extensions that are designed to help you customize your home insurance policy to meet your needs.

Optional home insurance coverages:

Optional Coverages Overview

For residents of BC, this can help you piece your home and its contents back together after an earthquake

Overland Water

RSA offers comprehensive overland water coverage both from melting snow, rising lakes and sewer backup.

Identity theft

Identity fraud comes with many hidden costs and RSA has you covered for things like lost income due to time away from work, legal fees, and enhanced protection for a credit or debit card.

Sewer Backup

Coverage for when your main drain backs up into your house as a result of overflowing city main drains or a blockage in your drain pipe.

Claim forgiveness

A claim forgiveness option for your first submitted claim.

You can learn more about the additional coverage options that RSA has to offer here .

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