Royal Insurance started in 1833 helping Canadians through the many fires affecting their livelihoods. In 1996 Royal Insurance merged with Sun Alliance, who had been around since 1959, forming Royal Sun Alliance, and rebranded in 2008 as RSA Insurance Group. Today, they are one of Canada’s largest property & casualty (P&C) insurance companies with over 2,600 employees in Canada alone and serving over 17 million customers around the world. RSA Canada offers home, auto, recreational vehicle, group and business insurance coverage options.
auto insurance
motorcycle insurance
ATV & Snowmobile Insurance
Boat insurance
RV insurance
Recreational Trailer insurance
Classic car insurance
You can purchase any of their insurance products via one of RSA Canada’s approved insurance brokerages – an example of this would be Surex Direct. Brokerages are certified resellers of insurance products for various insurers across Canada – each brokerage will establish agreements with individual insurance companies in order to be able to offer their complement of products.
The benefit of purchasing from an insurance broker is that they have a better understanding of what’s in the market and can provide you with a less biased take on what’s available to you. The primary drawback from purchasing insurance from a broker versus the ability of going direct is that it may cost you a bit more than if you had chosen to purchase directly from an insurer. As always, we recommend you take the time to shop and compare insurance providers to make sure you are getting the best policy for the right price to meet your needs.
If you’re looking for discounts on auto insurance with RSA Insurance, here’s how you can save:
Bundle your policies
Add additional vehicles
Clean driving record
Established professional
Group discounts
RSA Insurance offers several useful additional coverage options that you can get for both your home and car. Here are some unique coverage extensions that are designed to help you customize your policy to meet your needs.
Optional car insurance coverages:
Optional Coverages | Overview |
---|---|
New Car Guarantee |
If your car is beyond repair after a major accident, they’ll replace it with a brand new one, even if it’s more expensive. |
Temporary vehicle replacement |
It gives you a rental car in case your car is stolen, in for repair, or you’re waiting on a new one after an accident. |
Conviction Protector |
Prevents premium increases from occurring due to demerit points from minor convictions. |
Accident Forgiveness |
Guarantees your rates won’t increase, even if you were involved in at-fault accident. |
Collision |
Protects your vehicle if it’s damaged in an accident |
Comprehensive |
Protect your vehicle against damage not cause by a collision – these include theft vandalism, and falling objects. |
All Perils |
This is Collision and comprehensive as well as loss or damage caused to your vehicle by someone that lives in your home |
Roadside Assistance |
Roadside support in case you need a battery boost or a tow. |
You can learn more about the additional coverage options that RSA Insurance has to offer here .