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Who is RSA Insurance?

Royal Insurance started in 1833 helping Canadians through the many fires affecting their livelihoods. In 1996 Royal Insurance merged with Sun Alliance, who had been around since 1959, forming Royal Sun Alliance, and rebranded in 2008 as RSA Insurance Group. Today, they are one of Canada’s largest property & casualty (P&C) insurance companies with over 2,600 employees in Canada alone and serving over 17 million customers around the world. RSA Canada offers home, auto, recreational vehicle, group and business insurance coverage options.

What type of car insurance coverage does RSA Insurance offer?

auto insurance

motorcycle insurance

ATV & Snowmobile Insurance

Boat insurance

RV insurance

Recreational Trailer insurance

Classic car insurance

How can I purchase RSA Insurance car insurance

You can purchase any of their insurance products via one of RSA Canada’s approved insurance brokerages – an example of this would be Surex Direct. Brokerages are certified resellers of insurance products for various insurers across Canada – each brokerage will establish agreements with individual insurance companies in order to be able to offer their complement of products.

The benefit of purchasing from an insurance broker is that they have a better understanding of what’s in the market and can provide you with a less biased take on what’s available to you. The primary drawback from purchasing insurance from a broker versus the ability of going direct is that it may cost you a bit more than if you had chosen to purchase directly from an insurer. As always, we recommend you take the time to shop and compare insurance providers to make sure you are getting the best policy for the right price to meet your needs.

Available RSA Insurance car insurance discounts

If you’re looking for discounts on auto insurance with RSA Insurance, here’s how you can save:

Bundle your policies

Add additional vehicles

Clean driving record

Established professional

Group discounts

Optional RSA Insurance car insurance coverage

RSA Insurance offers several useful additional coverage options that you can get for both your home and car. Here are some unique coverage extensions that are designed to help you customize your policy to meet your needs.

Optional car insurance coverages:

Optional Coverages Overview
New Car Guarantee

If your car is beyond repair after a major accident, they’ll replace it with a brand new one, even if it’s more expensive.

Temporary vehicle replacement

It gives you a rental car in case your car is stolen, in for repair, or you’re waiting on a new one after an accident.

Conviction Protector

Prevents premium increases from occurring due to demerit points from minor convictions.

Accident Forgiveness

Guarantees your rates won’t increase, even if you were involved in at-fault accident.


Protects your vehicle if it’s damaged in an accident


Protect your vehicle against damage not cause by a collision – these include theft vandalism, and falling objects.

All Perils

This is Collision and comprehensive as well as loss or damage caused to your vehicle by someone that lives in your home

Roadside Assistance

Roadside support in case you need a battery boost or a tow.

You can learn more about the additional coverage options that RSA Insurance has to offer here .

Frequently asked questions about Aviva auto insurance

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