Best 2-Year Non-registered GIC Rates

Rates subject to change, updated:

Whether you’re looking for a short-term redeemable GIC or long-term non-redeemable GIC, you’ve come to the right place. We shop and compare all financial institutions, to bring you a list of the best GIC rates in Canada. Find the non-registered GIC product that best serves your needs and we’ll help you open it.

Did you know that rates differ significantly between financial institutions, and within the various channels / methods where you purchase? Browse our Education Centre to learn about the GICs that best suit your saving needs.

GIC Rates that are eligible for a gift card are marked throughout the comparison chart with a gift card icon . Click this box to show only cards that offer free gift cards.

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Location Please ensure your location is correct in order to find the best rates available in your area.
Note: CDIC (a federal Crown Corporation) covers eligible deposits up to a maximum of $100,000 (principal and interest combined) per depositor per member institution. Visit CDIC.ca to learn more.

Update results

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Location Please ensure your location is correct in order to find the best rates available in your area.
Note: CDIC (a federal Crown Corporation) covers eligible deposits up to a maximum of $100,000 (principal and interest combined) per depositor per member institution. Visit CDIC.ca to learn more.

Update results

Hit enter or click outside the box to refresh your results
Location Please ensure your location is correct in order to find the best rates available in your area.
Note: CDIC (a federal Crown Corporation) covers eligible deposits up to a maximum of $100,000 (principal and interest combined) per depositor per member institution. Visit CDIC.ca to learn more.

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Location Please ensure your location is correct in order to find the best rates available in your area.
Rate Provider CDIC insured How to buy Total return
2.6% Yes Open an account $260.00 Get this rate Get more details
For a limited time, you will receive a gift card from Ratehub.ca if your application is approved. Terms and conditions apply. Click here for details. free gift card
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[min-return-title] View details 		Yes No How to buy
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About Tangerine

As a digital bank, Tangerine has become a leader within Canada’s online banking industry. Instead of operating traditional brick-and-mortar branches, it has a few Tangerine Cafés and pop-up locations across the country. Tangerine offers premium guaranteed investment certificate (GIC) rates and no-fee accounts. Its customers can access their accounts through the Tangerine website, mobile apps, and ATMs from its parent company, Scotiabank. Tangerine and Scotiabank operate independently of each other.

Tangerine's GIC rates

Tangerine offers non-redeemable, non-registered GICs with rates that are amongst some of the most competitive in Canada. Additionally, Tangerine offers non-redeemable GICs for registered retirement savings plans (RRSP), tax-free savings accounts (TFSAs), and registered retirement income funds (RRIFs). While Tangerine’s current interest rates vary and increase as the selected investment period increases, you can purchase GICs for terms between 90 days and five years.

Compare other Tangerine products

In addition to purchasing GICs, you can save, spend, invest, and borrow when banking with Tangerine. Some other products you may be interested in learning about include Tangerine’s premium rate savings accounts, chequing accounts, and its no-annual fee Tangerine Money-Back credit card.

Get the best GIC rates

Tangerine offers a number of non-redeemable GIC options for its clients. Depending on the investment period you’re looking for, Tangerine’s premium interest rates can help you increase your savings. Nonetheless, you may be able to find higher rates or GICs that better fit your needs when looking at our GIC comparison tools.

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