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Find the best student credit cards without impacting your score

  • See cards you'll likely be approved for
  • No impact to your credit score
  • Get an answer in under one minute
find my perfect card
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Compare the best student credit cards

The best rewards cards for
  • all reward types
  • cash back
  • store credit
  • travel
with
  • any annual fee
  • no annual fee
CardBest used forAnnual feeRewards
Food & transit

$120

  • 5 pts/$1 for gas, groceries, restaurants
  • 1 pts/$1 for other

Purchase interest: 20.99%  |  Cash advance: 23.99%  |  Balance transfer: 23.99%

Groceries

$0

  • 3% groceries
  • 1% bills
  • 0.5% other

Purchase interest: 20.99%  |  Cash advance: 22.99%  |  Balance transfer: 22.99%

$0

  • 0.05 pts/$1 for other

Purchase interest: 20.99%  |  Cash advance: 22.99%  |  Balance transfer: 22.99%

$120

  • 1% all purchases

Purchase interest: 17.99%  |  Cash advance: 21.99%  |  Balance transfer: 17.99%

Why use CardFinder

  • CardFinder has no impact on your credit score, no SIN required

  • Industry-standard protection

  • Match with cards you're most likely to qualify for

  • Your information is encrypted & never shared

Our top picks

Ratehub's top credit card picks

Student credit cards FAQ

What is the best student credit card in Canada?


Why should I get a student credit card?


What is the best way to use a student credit card?


What should I consider before getting a student credit card?


education centre

Have your credit card questions answered with our education centre

Find your perfect credit card in under 60 seconds - No SIN required

  1. Tell us a bit about yourself

    Answer some questions so we can personalize our recommendations - this won't impact your credit score

  2. Check your eligibility

    We confirm your eligibility with our partner, TransUnion. This will be a ‘soft credit check’ which you can see but lenders cannot

  3. Find your perfect matches

    We show you the cards you’re most likely to want and most likely to get

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How can I get a student credit card?

Wondering how to find and apply for a student credit card? Scroll further up and use our tool, then click your chosen card to apply. As a student, your credit score probably isn't that impressive yet, so keep that in mind when applying. And remember to look for a card with low interest. See our blog about how credit card interest works for more information (although be warned, it's a lot to read!) so you can pay off your debt with fewer hassles.

What kind of credit card should a student get?

Banks love to lure in students with all kinds of flashy sign-up bonuses and incentives (which are usually temporary), but remember to avoid getting taken in and keep focused on a card with these basic elements:

  • Low interest rate
  • No annual fee
  • Cash back (to help with expenses)

Summary (+/-)

About Ratehub.ca

Whether you need a mortgage, credit card, savings account, or insurance coverage, we help you find and compare the best financial products for your specific needs.

When it comes to mortgages, Ratehub.ca is more than just a place to research and compare the best rates. Our goal is to give Canadians the best mortgage experience from online search to close. This means offering Canadians the mortgage tools, information and articles to educate themselves, allowing them to get personalized rate quotes from multiple lenders to compare rates instantly, and providing them with the best online application and offline customer service to close their mortgage all in one place.

Ratehub.ca has been named Canada's Mortgage Brokerage of the Year for four years straight (2018-2021). With over 12 years of mortgage experience, and over $11 billion in mortgages funded, we deliver you the best mortgage experience in Canada.

How does Ratehub.ca make money?

Financial institutions pay us for connecting them with customers. This could be through advertisements, or when someone applies or is approved for a product. However, not all products we list are tied to compensation for us. Our industry-leading education centres and calculators are available 24/7, free of charge, and with no obligation to purchase. To learn more, visit our About us page.

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