Skip to main content
Ratehub logo
Ratehub logo

The best student credit cards in Canada

Get matched with the right credit card in under 2 minutes to earn rewards and start building your credit history on the right track.

Compare Canada's best student credit cards

The best rewards cards for

all reward types


any annual fee
CardBest used forAnnual feeRewards

Food & transit


  • 5 pts/$1 for gas, groceries, restaurants
  • 1 pts/$1 for other



  • 3% groceries
  • 1% bills
  • 0.5% other


  • 0.05 pts/$1 for other


  • 1 pts/$1 for all purchases


A few things we're proud of

  • 1,200,000

    monthly users

  • 9 years


  • Over 1M

    better choices made

  • Trusted partner

    to Canada’s top financial institutions

Our top picks

Ratehub's best credit cards for August 2021

How can I get a student credit card?

Wondering how to find and apply for a student credit card? Scroll further up and use our tool, then click your chosen card to apply. As a student, your credit score probably isn't that impressive yet, so keep that in mind when applying. And remember to look for a card with low interest. See our blog about how credit card interest works for more information (although be warned, it's a lot to read!) so you can pay off your debt with fewer hassles.

What kind of credit card should a student get?

Banks love to lure in students with all kinds of flashy sign-up bonuses and incentives (which are usually temporary), but remember to avoid getting taken in and keep focused on a card with these basic elements:

  • Low interest rate
  • No annual fee
  • Cash back (to help with expenses)

Student credit cards FAQ

What is the best student credit card in Canada?

Why should I get a student credit card?

What is the best way to use a student credit card?

What should I consider before getting a student credit card?

education centre

Have your credit card questions answered with our education centre

One of the easiest and most straight-forward ways to build credit as a student in college or university is to get a credit card and use it responsibly by making your payments on time (and, ideally, in full). Tell us a bit about yourself and we'll match you with the right card for your needs.

The knowledge bank

By submitting your email address, you acknowledge and agree to's terms of use and privacy policy. Contact us for more information. You can unsubscribe at any time.

Summary (+/-)

About Ratehub

We help you find better financial products for your specific needs. Whether you need a mortgage, credit card, savings account, or insurance coverage, we get you the information you need to choose better.

How does make money?

Financial institutions pay us for connecting them with customers. This could be through advertisements, or when someone applies or is approved for a product. However, not all products we list are tied to compensation for us. Our industry leading education centres and calculators are available 24/7, free of charge, and with no obligation to purchase. To learn more, visit our About us page.