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|Card||Best used for||Annual fee||Rewards|
Food & transit
Purchase interest: 20.99% | Cash advance: 23.99% | Balance transfer: 23.99%
Purchase interest: 19.99% | Cash advance: 22.99% | Balance transfer: 22.99%
Purchase interest: 22.99% | Cash advance: 22.99% | Balance transfer: 22.99%
Purchase interest: 17.99% | Cash advance: 21.99% | Balance transfer: 17.99%
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Cash Back Card
Earn 2% Money-Back Rewards on purchases in two 2% Money-Back Categories of your choice, and 0.50% Money-Back Rewards on all other purchases.
No Fee Card
Collect 4% in CT Money‡ at Canadian Tire and 1.5% on your first $12,000 per year in grocery purchases (excludes Costco and Walmart)
Rewards Points Card
Apply now and you could earn up to 30,000 bonus points with the American Express Cobalt® Card
What is the best student credit card in Canada?
Why should I get a student credit card?
What is the best way to use a student credit card?
What should I consider before getting a student credit card?
Tell us a bit about yourself
Answer some questions so we can personalize our recommendations - this won't impact your credit score
Check your eligibility
We confirm your eligibility with our partner, TransUnion. This will be a ‘soft credit check’ which you can see but lenders cannot
Find your perfect matches
We show you the cards you’re most likely to want and most likely to get
How can I get a student credit card?
Wondering how to find and apply for a student credit card? Scroll further up and use our tool, then click your chosen card to apply. As a student, your credit score probably isn't that impressive yet, so keep that in mind when applying. And remember to look for a card with low interest. See our blog about how credit card interest works for more information (although be warned, it's a lot to read!) so you can pay off your debt with fewer hassles.
What kind of credit card should a student get?
Banks love to lure in students with all kinds of flashy sign-up bonuses and incentives (which are usually temporary), but remember to avoid getting taken in and keep focused on a card with these basic elements:
- Low interest rate
- No annual fee
- Cash back (to help with expenses)
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