The best student credit cards in Canada for 2023
May 17, 2023
Credit cards are a fantastic way for students to begin building their credit early, laying the groundwork to be approved for mortgages and personal loans down the road. Below, we shed light on the best student credit cards in Canada.
Find Canada’s best student credit cards suited for you in 60 seconds! View cards and exclusive offers you’re likely to qualify for without affecting your credit or needing a SIN
Unlock exclusive gift cards while they last
Compare the best student credit cards
Why use CardFinder
CardFinder has no impact on your credit score, no SIN required
Match with cards you're most likely to qualify for
Your information is encrypted & never shared
Student credit cards FAQ
What is the best student credit card in Canada?
Why should I get a student credit card?
What is the best way to use a student credit card?
What should I consider before getting a student credit card?
Have your credit card questions answered with our education centre
Find your perfect credit card in under 60 seconds - No SIN required
Tell us a bit about yourself
Answer some questions so we can personalize our recommendations - this won't impact your credit score
Check your eligibility
We confirm your eligibility with our partner, TransUnion. This will be a ‘soft credit check’ which you can see but lenders cannot
Find your perfect matches
We show you the cards you’re most likely to want and most likely to get
How can I get a student credit card?
Wondering how to find and apply for a student credit card? Scroll further up and use our tool, then click your chosen card to apply. As a student, your credit score probably isn't that impressive yet, so keep that in mind when applying. And remember to look for a card with low interest. See our blog about how credit card interest works for more information (although be warned, it's a lot to read!) so you can pay off your debt with fewer hassles.
What kind of credit card should a student get?
Banks love to lure in students with all kinds of flashy sign-up bonuses and incentives (which are usually temporary), but remember to avoid getting taken in and keep focused on a card with these basic elements:
- Low interest rate
- No annual fee
- Cash back (to help with expenses)
The knowledge bank
A wealth of knowledge delivered right to your inbox.
Whether you need a mortgage, credit card, savings account, or insurance coverage, we help you find and compare the best financial products for your specific needs.
When it comes to mortgages, Ratehub.ca is more than just a place to research and compare the best rates. Our goal is to give Canadians the best mortgage experience from online search to close. This means offering Canadians the mortgage tools, information and articles to educate themselves, allowing them to get personalized rate quotes from multiple lenders to compare rates instantly, and providing them with the best online application and offline customer service to close their mortgage all in one place.
Ratehub.ca has been named Canada's Mortgage Brokerage of the Year for four years straight (2018-2021). With over 12 years of mortgage experience, and over $11 billion in mortgages funded, we deliver you the best mortgage experience in Canada.
How does Ratehub.ca make money?
Financial institutions pay us for connecting them with customers. This could be through advertisements, or when someone applies or is approved for a product. However, not all products we list are tied to compensation for us. Our industry-leading education centres and calculators are available 24/7, free of charge, and with no obligation to purchase. To learn more, visit our About us page.