Make improving your personal finance game one of your resolutions in 2020. From earning more cash back to getting more travel perks, getting better credit cards that work for your lifestyle will be a gamechanger!
In your first year as a new Cobalt Cardmember, you can earn 2,500 Membership Rewards® points for each monthly billing period in which you spend $500 in net purchases on your Card. This could add up to 30,000 points in a year.
Earn 5 points for every $1 spent on Card purchases at eligible restaurants, bars, grocery stores and food delivery in Canada.
Earn 2 points for every $1 spent on eligible transit & gas purchases in Canada and eligible travel purchases.
Earn 1 point for every $1 in Card purchases everywhere else.
Redeem points for any flight, anywhere and anytime with no restrictions.
Get advance access to tickets to some of the hottest concerts, shows and events through Front Of The Line® by American Express Invites® and advance screenings to blockbuster movies.
Purchase interest rate: 19.99%.
Cash advance: 22.99%.
Balance transfer: N/A.
Limited Time Offer: Receive a $75 e-gift card when you apply through Ratehub.ca and are approved.
Special Bonus: Apply by March 31, 2020, and if you’re approved and spend at least $5,000 in everyday purchases in your first 3 months, we’ll put a $250 credit on your Account.*
New Clients will receive a Balance Transfer promotion of 1.95% for 6 months.
Earn 2% Money-Back Rewards on purchases in up to three Categories of your choice.
0.5% Money-Back Rewards on all other purchases.
No limit on the amount of Money-Back Rewards you can earn.
Change your 2% Money-Back Categories to suit your everyday spending.
Income Eligibility: Any
Welcome Bonus: Earn 6% on all purchases for the first 3 months up to a total spend of $2,000. Plus, first year no Annual Fee for the Primary and 1st Additional Cardholder. Conditions apply. Must apply by May 31, 2020.*
Earn 3% in Cash Back Dollars on eligible grocery purchases and gas purchases, and on regularly recurring bill payments set up on your account.
Earn 1% in Cash Back Dollars on all other purchases.
$120 annual fee (waived for the 1st year).
Your Cash Back Dollars never expire as long as your account is open and in good standing.
Redeem your Cash Back Dollars to help pay down your account balance whenever you please (minimum amount of $25) - the choice is yours!
*Terms and conditions apply.
You could get a 0% promotional annual interest rate (“AIR”)† for 10 months on balance transfers✪ completed within 90 days of account opening, with a fee of 3% of the amount advanced (minimum fee of $7.50).*
This offer is not available for residents of Quebec.
No annual fee.
Immediate cash access at over 1 million ATMs internationally.
Access to 24/7 customer service.
Standard Annual Interest Rates of 12.99% on purchases, 12.99% on balance transfers✪and access cheques, and 24.99% on cash advances.
Income Eligibility: Any
*Terms and conditionsl apply.