Best Cash Back Credit Cards

Check out these top-rated cash back credit cards from our users. These cards give you the most cash back for everyday purchases. Apply for these cards today!

Best Big Bank Offer
Image of CIBC Dividend® Visa Infinite* Card

Welcome Offer: Get a first year annual fee rebate (value of $120)!† Plus, get 10% cash back for the first 4 statements on total purchases of up to $2,000.*

After that, get 4% cash back on eligible gas and grocery purchases

1% cash back on all other purchases. 2% cash back on Tim Hortons® and TELUS® purchases

No limit on the total cash back you can earn

*Terms and conditions apply

Purchse interest: 19.99%

Cash advance: 22.99%

Balance transfer: 22.99%

Income eligibility: $60k/ year

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Best Cash Back Rewards
Image of SimplyCash™ Preferred Card from American Express®

Earn 10% cash back on all eligible purchases (up to $400 cash back) for the first 4 months of Cardmembership*

Earn 2% cash back when your Welcome Rate ends

No limit to the amount of cash back you can earn

Access to memorable experiences with American Express Invites®

Extensive insurance coverage and 24/7 Customer Service

$99 annual fee

*Terms and conditions apply.

Purchase interest: 19.99%

Cash advance: 21.99%

Balance transfer: 21.99%

Credit recommended: 660+

Min. income: $0

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Best No Fee Cash Back
Image of Tangerine World Mastercard®

Earn 2% Money-Back Rewards on purchases in two 2% Money-Back Categories of your choice, and 0.50% Money-Back Rewards on all other purchases.

New Clients will receive a Balance Transfer promotion of 1.95% for 6 months (with a 1% fee)*

No limit on the amount of Money-Back Rewards you can earn.

Make the most of your travel with Mastercard® Airport Experiences Provided by LoungeKey. Your complimentary membership gives you exclusive dining, retail and spa offers in over 400 airports worldwide, along with access to over 1000 lounges at $32 USD per visit.

No annual fee.

*Terms and conditions apply.

Purchase interest: 19.95%

Cash advance: 19.95%

Balance transfer: 19.95%

Credit recommended: 725+

Min. income: $60,000/yr

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Honourable Mention: Best Rewards Card
Image of Triangle™ Mastercard®

New Card Member Bonus: Collect a total of 15% back (4% everyday plus 11% bonus) in CT Money* when you make your first purchase at any of our participating retailers* and activate your new Triangle™ credit card.

Redeem* your CT Money®at Canadian Tire, Sport Chek, Mark’s/L’Équipeur, Atmosphere, Sports Rousseau, Hockey Experts, L’Entrepôt du Hockey and participating Sports Experts stores.

Collect 5¢ (1) per litre back in Canadian Tire Money® at Gas* and participating Husky locations

Collect Canadian Tire Money® everywhere else you shop*

Equal monthly payments* on qualifying purchases of $150 or more at Canadian Tire, Sport Chek, Mark’s/L’Équipeur, Atmosphere, Sports Rousseau, Hockey Experts, L’Entrepôt du Hockey and participating Sports Experts stores.

No annual fee.

*Terms and conditions apply.

Purchase interest: 19.99%

Cash advance: 22.99%

Balance transfer: 22.99%

Credit recommended: 660+

Min. income: $0

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