Best Cash Back Credit Cards

Check out these top-rated cash back credit cards from our users. These cards give you the most cash back for everyday purchases. Apply for these cards today!

Best Overall Cash Back Offer
Image of SimplyCash™ Preferred Card from American Express®

Earn 10% cash back on all eligible purchases (up to $400 cash back) for the first 4 months of Cardmembership*.

Earn 2% cash back when your Welcome Rate ends.

No limit to the amount of cash back you can earn.

Access to memorable experiences with American Express Invites®.

Extensive insurance coverage and 24/7 Customer Service.

$99 annual fee

*Terms and conditions apply.

Purchase interest: 19.99%

Cash advance: 21.99%

Balance transfer: 21.99%

Credit recommended: 660+

Min. income: $0

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Best Welcome Offer
Image of Triangle™ Mastercard®

New Card Member Bonus: Collect a total of 15% back (4% everyday plus 11% bonus) in CT Money* when you make your first purchase at any of our participating retailers* and activate your new Triangle™ credit card.

Redeem* your CT Money® at Canadian Tire, Sport Chek, Mark’s/L’Équipeur, Atmosphere, Sports Rousseau, Hockey Experts, L’Entrepôt du Hockey and participating Sports Experts stores.

Collect 5¢ (1) per litre back in Canadian Tire Money® at Gas* and participating Husky locations

Collect Canadian Tire Money® everywhere else you shop*

Equal monthly payments* on qualifying purchases of $150 or more at Canadian Tire, Sport Chek, Mark’s/L’Équipeur, Atmosphere, Sports Rousseau, Hockey Experts, L’Entrepôt du Hockey and participating Sports Experts stores.

No annual fee.

*Terms and conditions apply.

Purchase interest: 19.99%

Cash advance: 22.99%

Balance transfer: 22.99%

Credit recommended: 660+

Min. income: $0

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Best No Fee Cash Back Card
Image of SimplyCash™ Card from American Express®

Earn 4% cash back on purchases (up to $200 cash back) for the first 6 months of Cardmembership.

Earn 1.25% cash back on purchases when your Welcome Rate ends.

No limit to the amount of cash back you can earn after your Welcome Rate ends.

No annual fee.

Access virtual events and special offers curated for Cardmembers with American Express® Experiences.

Insurance coverage and 24/7 Customer Service.

Purchase interest: 19.99%

Cash advance: 21.99%

Balance transfer: N/A

Credit recommended: 660+

Min. income: $0

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