Compare the Best Chequing Accounts in Canada

Account type: Location: Provider: Average balance: Monthly transactions:

No monthly fee

Earns interest

Monthly transactions by type

Bank account

Purchase interest rate

Transactions

Additional fees

Estimated monthly cost

Simplii Financial™ No Fee Chequing Account

0.15^% Interest rate tiers

If balance is	Rate
$0 - $1,000	0.05^%
$1,000.01 - $5,000	0.10^%
$5,000.01 - $10,000	0.15^%
$10,000.01 - $25,000	0.25^%
$25,000.01 or more	0.50^%

_{tiered interest rate}

Unlimited

Transaction

Interac e-Transfers

^$0

Open account

Vancity Pay As You Go Account

0.01^% Interest rate tiers

If balance is	Rate
$0.00 - $4,999.99	0.01^%
$5,000.00 - $24,999.99	0.03^%
$25,000.00 or more	0.05^%

_{tiered interest rate}

Transaction

Interac e-Transfers

^$0

Open account

ATB Financial Basic Account

0.00^%

Transaction

Interac e-Transfers

^$4

Open account

ATB Financial Pay As You Go Account

0.00^%

Transaction

Interac e-Transfers

^$0

Open account

ATB Financial US Dollar Chequing Account

0.00^%

Transaction

Interac e-Transfers

^$3

Open account

Luminus Financial ThreeStar Chequing Account Package

0.00^%

Unlimited

Transaction

Interac e-Transfers

^$13

Open account

Luminus Financial FiveStar Chequing Account

0.00^%

Unlimited

Transaction

Interac e-Transfers

^$0

Open account

Luminus Financial US Chequing/Savings Account

0.00^%

Transaction

Interac e-Transfers

^$0

Open account

Vancity Access Chequing Account

0.00^%

Transaction

Interac e-Transfers

^$0

Open account

Coast Capital Coast Chequing Classic Package

0.00^% Interest rate tiers

If balance is	Rate
$0.00 - $999.99	0.00^%
$1,000.00 - $9,999.99	0.01^%
$10,000.00 or more	0.03^%

_{tiered interest rate}

Transaction

Interac e-Transfers

^$11

Open account

Vancity USD Chequing Account

0.05^% Interest rate tiers

If balance is	Rate
$0.00 - $4,999.99	0.05^%
$5,000.00 - $9,999.99	0.10^%
$10,000.00 - $24,999.99	0.10^%
$25,000.00 - $59,999.99	0.15^%
$60,000.00 or more	0.20^%

_{tiered interest rate}

Transaction

Interac e-Transfers

^$0

Open account

Coast Capital Coast US Chequing Account

0.00^% Interest rate tiers

If balance is	Rate
$0.00 - $24,999.99	0.00^%
$25,000.00 - $59,999.99	0.10^%
$60,000 or more	0.15^%

_{tiered interest rate}

Transaction

Interac e-Transfers

^$0

Open account

Luminus Financial Golden Chequing Account

0.00^%

Unlimited

Transaction

Interac e-Transfers

^$0

Open account

Luminus Financial Personal 1 Chequing Account

0.00^%

Transaction

Interac e-Transfers

^$0

Open account

RBC Royal Bank Day to Day Banking Account

0.00^%

Transaction

Interac e-Transfers

^$4

Open account

RBC Royal Bank Signature No Limit Banking Account

0.00^%

Unlimited

Transaction

Interac e-Transfers

^$15

Open account

TD Bank All-Inclusive Plan

0.00^%

Unlimited

Transaction

Interac e-Transfers

^$30

Open account

RBC Royal Bank Leo's Young Savers Account

0.00^%

Transaction

Interac e-Transfers

^$0

Open account

RBC Royal Bank Student Banking Account

0.00^%

Transaction

Interac e-Transfers

^$0

Open account

CIBC Everyday Chequing Account

0.00^%

Transaction

Interac e-Transfers

^$4

Open account

CIBC Advantage for Students Account

0.00^%

Unlimited

Transaction

Interac e-Transfers

^$0

Open account

TD Bank Unlimited Plan

0.00^%

Unlimited

Transaction

Interac e-Transfers

^$15

Open account

CIBC US$ Personal Account

0.01^% Interest rate tiers

If balance is	Rate
$0.00 - $2,999.99	0.01^%
$3,000 - $9,999.99	0.03^%
$10,000 - $24,999.99	0.05^%
$25,000 or more	0.10^%

_{tiered interest rate}

Transaction

Interac e-Transfers

^$0

Open account

CIBC Advantage for Youth Account

0.15^%

Unlimited

Transaction

Interac e-Transfers

^$0

Open account

Vancity USD Chequing Plus Account

0.05^% Interest rate tiers

If balance is	Rate
$0.00 - $4,999.99	0.05^%
$5,000.00 - $9,999.99	0.10^%
$10,000.00 - $24,999.99	0.10^%
$25,000.00 - $59,999.99	0.15^%
$60,000.00 or more	0.20^%

_{tiered interest rate}

Unlimited

Transaction

Interac e-Transfers

^$0

Open account

National Bank The Connected Chequing Account

0.00^%

Unlimited

Transaction

Interac e-Transfers

^$14

Open account

National Bank ClickStudent Account

0.00^%

Unlimited

Transaction

Interac e-Transfers

^$3

Open account

HSBC Premier Account

0.00^%

Unlimited

Transaction

Interac e-Transfers

^$28

Open account

HSBC Advance Account

0.00^%

Unlimited

Transaction

Interac e-Transfers

^$25

Open account

HSBC Performance Chequing-Limited Account

0.00^%

Transaction

Interac e-Transfers

^$4

Open account

Desjardins Premier Plan

0.00^%

Unlimited

Transaction

Interac e-Transfers

^$14

Open account

Desjardins Autonomous Plus Plan

0.00^%

Transaction

Interac e-Transfers

^$11

Open account

Desjardins Premier Plus Plan

0.00^%

Unlimited

Transaction

Interac e-Transfers

^$22

Open account

Desjardins Mid-Level Plan

0.00^%

Transaction

Interac e-Transfers

^$7

Open account

Desjardins Economy Plus Plan

0.00^%

Transaction

Interac e-Transfers

^$4

Open account

ATB Financial Advantage Account

0.00^%

Unlimited

Transaction

Interac e-Transfers

^$22

Open account

Desjardins Economy Plan

0.00^%

Transaction

Interac e-Transfers

^$3

Open account

ATB Financial Unlimited Account

0.00^%

Unlimited

Transaction

Interac e-Transfers

^$10

Open account

TD Bank Minimum Account

0.00^%

Transaction

Interac e-Transfers

^$4

Open account

ATB Financial Student First Account

0.00^%

Unlimited

Transaction

Interac e-Transfers

^$0

Open account

ATB Financial Freedom Account

0.00^%

Unlimited

Transaction

Interac e-Transfers

^$0

Open account

TD Bank Every Day Account

0.00^%

Transaction

Interac e-Transfers

^$11

Open account

Coast Capital Coast Chequing Prestige Package

0.00^% Interest rate tiers

If balance is	Rate
$0.00 - $4,999.99	0.00^%
$5,000.00 or more	0.10^%

_{tiered interest rate}

Unlimited

Transaction

Interac e-Transfers

^$21

Open account

Coast Capital The Free Chequing, Free Debit and More Account

0.00^%

Unlimited

Transaction

Interac e-Transfers

^$0

Open account

Vancity E Package Chequing Account

0.00^%

Unlimited

Transaction

Interac e-Transfers

^$7

Open account

RBC Royal Bank U.S. Personal Account

0.00^%

Transaction

Interac e-Transfers

^$2

Open account

RBC Royal Bank No Limit Banking Account

0.00^%

Unlimited

Transaction

Interac e-Transfers

^$11

Open account

National Bank Perspective Account

0.00^%

Transaction

Interac e-Transfers

^$4

Open account

National Bank The Modest Chequing Account

0.00^%

Transaction

Interac e-Transfers

^$8

Open account

CIBC Smart Account

0.00^%

Transaction

Interac e-Transfers

^$5

Open account

National Bank The Minimalist Chequing Account

0.00^%

Transaction

Interac e-Transfers

^$4

Open account

Desjardins Autonomous Plan

0.00^%

Transaction

Interac e-Transfers

^$9

Open account

Vancity Chequing Plus Account

0.01^% Interest rate tiers

If balance is	Rate
$0.00 - $4,999.99	0.01^%
$5,000.00 - $24,999.99	0.03^%
$25,000.00 or more	0.05^%

_{tiered interest rate}

Unlimited

Transaction

Interac e-Transfers

^$0

Open account

National Bank The Total Chequing Account

0.00^%

Unlimited

Transaction

Interac e-Transfers

^$25

Open account

ATB Financial Generation Account

0.00^%

Unlimited

Transaction

Interac e-Transfers

^$0

Open account

RBC Royal Bank VIP Banking Account

0.00^%

Unlimited

Transaction

Interac e-Transfers

^$30

Open account

HSBC Performance Chequing-Unlimited Account

0.00^%

Unlimited

Transaction

Interac e-Transfers

^$15

Open account

DUCA No Fee Chequing Account

0.00^%

Unlimited

Transaction

Interac e-Transfers

^$0

Open account

Bank of Montreal Premium Account

0.00^%

Unlimited

Transaction

Interac e-Transfers

^$30

Open account

Bank of Montreal Performance Account

0.00^%

Unlimited

Transaction

Interac e-Transfers

^$16

Open account

Bank of Montreal Plus Account

0.00^%

Transaction

Interac e-Transfers

^$11

Open account

Bank of Montreal Practical Account

0.00^%

Transaction

Interac e-Transfers

^$4

Open account

Bank of Montreal Air Miles Account

0.00^%

Unlimited

Transaction

Interac e-Transfers

^$16

Open account

Scotiabank Youth Savings Account

0.05^% Interest rate tiers

If balance is	Rate
$0 - $499.99	0.05^%
$500 or more	0.10^%

_{tiered interest rate}

Unlimited

Transaction

Interac e-Transfers

^$0

Open account

Innovation Credit Union No-Fee Bank Account

0^%

Unlimited

Transaction

Interac e-Transfers

^$0

Open account

Alterna Bank No Fee eChequing Account

0.05^%

Unlimited

Transaction

Interac e-Transfers

^$0

Open account

Chinook Financial Student Choice Account

1.00^%

Unlimited

Transaction

Interac e-Transfers

^$0

Open account

Chinook Financial Headstart Youth Account

1.00^%

Unlimited

Transaction

Interac e-Transfers

^$0

Open account

Chinook Financial Golden Account

1.00^%

Unlimited

Transaction

Interac e-Transfers

^$0

Open account

Scotiabank Basic Banking Plan

0.00^%

Transaction

Interac e-Transfers

^$11

Open account

First Calgary Financial No Fees For Me Account

0.00^%

Unlimited

Transaction

Interac e-Transfers

^$0

Open account

Affinity Credit Union No Fees For Me Account

0.01^%

Unlimited

Transaction

Interac e-Transfers

^$0

Open account

Scotiabank Student Banking Advantage Plan

0.00^%

Unlimited

Transaction

Interac e-Transfers

^$0

Open account

Scotiabank Basic Banking Account

0.00^%

Transaction

Interac e-Transfers

^$4

Open account

Scotiabank Scotia One Chequing Account

0.00^%

Unlimited

Transaction

Interac e-Transfers

^$14

Open account

Manulife Bank of Canada Advantage Account

1.50^%

Unlimited

Transaction

Interac e-Transfers

^$0

Open account

_{View details}

2018 Winner