National Bank The Total Chequing Account

Estimated monthly cost

Monthly fee
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Based on your monthly transactions, our tool estimates the fees you'll be charged in addition to the monthly fee, if applicable. Additional fees
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Monthly fee is rebated if account balance meets or exceeds $6,000 Rebates
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The total estimated monthly cost is the account's monthly fee, plus any transaction fees, minus any rebates you may qualify for. For a detailed explanation, see the Fee calculator tab.
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EQ Bank Savings Plus Account: 1.50% interest*, no everyday banking fees, free Interac e-Transfers®, cheap international money transfers, and more.

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Get $300† and pay no monthly fee for up to 12 months‡ when you open an account.
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Features
Fee calculator

Monthly transactions by type


Monthly costs
Monthly fee
Additional transaction fees
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 Transactions Cost
Debit purchases or transfers $0.00
Bill payments $0.00
Interac e-Transfers $0.00
ATM withdrawals $0.00
Cheques written $0.00
Teller assisted transactions $0.00
Total additional fees
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Rebates
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Monthly fee is rebated if account balance meets or exceeds $6,000 Minimum monthly balance rebate
Total estimated cost
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Rebates
  • Monthly fee is rebated if account balance meets or exceeds $6,000

Account details

Account type: Personal
Provider: National Bank

Fees & interest

Monthly fee:
Purchase interest rate: % Interest rate tiers
If balance is Rate
Additional transactions: $0.00
In-person transactions: $0.00
Interac e-Transfer: $0.00
US ATM fee: $0.00
One-time membership fee: $0.00
Annual membership fee: $0.00

Eligibility

Please be advised that you will be asked to verify your identity through your current financial institution. For TD Canada Trust customers, verification will have to be done in one of the National Bank's branches. Please book an appointment with your closest branch.

Promotions

  • 0-17 : Rebate of 10,95$
  • 18-24 : Rebate of 15,95$
  • 60+ : Rebate of 5,00$
  • Minimum balance monthly fee waiver: $6000

$300 cashback from August 16 to November 15, 2021

*Also available for Professionals and for Students

Read more about the offer already online: https://www.nbc.ca/personal/accounts/chequing.html#conditions

The promotional offer is valid from August 16 to November 15, 2021 (the “promotional period”).

This offer is intended for anyone who does not have a National Bank chequing account.

The offer may be modified, extended or withdrawn without prior notice at any time. You must have reached the age of majority when you open your chequing account. Employees of National Bank and its subsidiaries and entities are not eligible.

The offer may not be combined or used with any other offer, promotion or benefit applicable to National Bank chequing accounts and banking packages and cannot be applied retroactively. There is a limit of one cashback per eligible product during this promotion. Clients cannot benefit from the offer more than once. Only the primary account holder is eligible for the offer. Joint account holders who open a new account are not eligible for this offer.

Conditions of the $300 cashback offer:

To obtain a $300 cashback, you must open a chequing account with an eligible banking package or offer during the promotional period, then meet 2 of the following 3 conditions:

Carry out one bill payment of $50 or more via National Bank online.
Set up a recurring automated direct deposit (salary or monthly pension).
Set up a recurring pre-authorized payment on your National Bank mortgage from a National Bank account.
After the chequing account is opened, you have 60 days to meet all cashback offer conditions.

Timeframe for obtaining the cashback

If you meet the offer conditions, the cashback will be deposited into your new National Bank chequing account within 120 days of the account being opened.

Commitment

To be granted the cashback, you must maintain the eligible products and services and not make any changes related to these products and services for a minimum of 12 months from the time you open the chequing account. If you do not meet this condition, you will have to refund National Bank an amount corresponding to the period in which you did not keep your eligible products and services, within 30 days of receiving the request for payment.

Clients who have benefitted from a cashback offer on a chequing account November 1, 2018 are not eligible for this offer.

® THE CONNECTED and THE TOTAL are registered trademarks of National Bank of Canada.