Alex is Ratehub.ca's director of content marketing. After graduating from York University, he moved directly into creating study aids and products for financial certifications, and has spent most of his career trying to help Canadians learn how to better handle their money - whether that be through writing, digital storytelling, or helping them in person.

Alyssa is a freelance writer and founder of the personal finance blog, Mixed Up Money. She writes about overcoming personal debts, and how to maintain frugal habits. Alyssa has been working in communications at a not-for-profit organization for the past two years.

Alyssa studied business and math at Queen’s University, before going into management consulting for two years. She left the corporate world in 2009, launched Ratehub.ca on Jan. 1, 2010 and hasn’t looked back since. Passionate about building amazing products that help Canadians make smart financial decisions, Alyssa uses her expertise in SEO to drive people to the site. She empowers the team to do their best work, which is a large part of what makes the company culture so great. Family, friends, travelling and kiting are important to her, and she is happiest when all four are combined.

Andrew is a partner at Condos.ca – a comprehensive condominium database featuring exclusive neighbourhood and building price trends across the GTA.

Andrew Hepburn is a freelance writer based in Toronto, specializing in economic and financial issues. He's written for Maclean's, The Globe and Mail, Canadian MoneySaver, and Business Insider. From 2006 to 2009 Andrew was a research associate with Sprott Asset Management in Toronto focusing on commodity markets.

Barry Choi is a personal finance and budget travel expert at MoneyWeHave.com. He has been quoted by media in Canada and the United States, including The Financial Post, The Toronto Star, Business Insider, The Globe and Mail, and has appeared on HuffPost Live.

Bassel served as a marketing intern at Ratehub.ca. He studies math at the University of Waterloo and Business Administration at Wilfrid Laurier University. Having had previous co-op placements in the supply chain and finance fields, he has developed a diverse skill set that has helped him in get into the fintech startup industry.

After graduating from the University of Alberta with a BSc., Bridget Eastgaard realized she had over $21,000 of student loan debt. She started her career and began putting large lump sums down on it, while building her investment portfolio and saving for retirement. She paid off her debt in less than 2 years, which she wrote about on her blog. Bridget is now completing her MBA at the University of Calgary, and wants to help her readers build happy (and wealthy) lives.

With a BA in Communications, Cait is a born storyteller. Brought onto the team after Alyssa discovered her personal finance blog, Blonde on a Budget, she served as managing editor for three years before diving into the world of freelance. But she'll never be too far, as there's nothing she loves more than explaining financial concepts in the simplest terms possible.

Caitlin Clow is a multimedia journalist and a freelance content creator for NewHomeListingService.com, a website built for people to easily find the perfect place to call home.

Carl is the president of Condos.ca – a comprehensive condominium database featuring exclusive neighbourhood and building price trends across the GTA.

Charlotte served as a marketing intern at Ratehub.ca and is currently studying Business Administration and Financial Mathematics at Wilfrid Laurier University.

After graduating with an Honours Specialization in Political Science degree at Western University, Cody worked in government affairs, corporate strategy and marketing for the oil and gas industry. He joined Ratehub.ca with an extreme passion for technology, finance and for helping others make smarter financial decisions. His attention to detail, critical thinking and business acumen helps bridge all the gaps to turn ideas into products for Ratehub.ca users. Around the office, you’ll find him at his desk diligently working away on the ‘next big thing’ for Ratehub.ca.

Craig Sebastiano is an award-winning writer with more than a decade of experience in online, print, and television journalism. He has also worked in marketing as well as internal and external communications. Craig has completed the Canadian Securities Course and is an avid do-it-yourself investor. He likes to write and blog about personal finance, investing, and real estate.

Cristina covers real estate news and insights for real estate portal Point2 Homes. When not scouting the media and writing about the next housing trend, she enjoys reading and practicing sports.

Dan Poole is the co-founder and chief operating officer at Invisor, an online financial advisor in Canada that provides personalized investment management and insurance services.

Daniel writes about personal finance and travel at www.urbandepartures.com. It’s his mission to make money management easier. He believes in setting finances on autopilot so people can focus on what they care about: having fun.

At home in Brazil, Daniel Trezub's interest in the financial world grew as his friends and family wanted tips and help on maintaining good money habits and getting out of debt. He immigrated to Canada in 2012 and created his website SaveWithDan.ca, where he shares tips and tricks for newcomers on how to save money in the Great White North. Daniel lives in Montreal with wife, daughter and two Brazilian cats.

Danielle Kubes is a millennial personal finance writer. She believes you can be financially literate without hating your life.

Doug Hoyes has extensive experience resolving financial issues for Canadian citizens. A Licensed Insolvency Trustee and co-founder of Hoyes, Michalos & Associates, he is also a Chartered Professional Accountant (CPA), Chartered Insolvency and Restructuring Professional and Business Valuator. He regularly comments on a variety of TV, radio and other media outlets on topics surrounding bankruptcy and consumer debt. He is the author of Straight Talk on Your Money: The Biggest Financial Myths and Mistakes...and How to Avoid Them.

Edward Trapunski is an award-winning writer and broadcaster. He writes about personal finance and financial matters and he is the author of a best-selling book about investing. He has been a communications consultant for Canada’s leading financial firms.

Golden Girl Finance is a leader in financial digital media - the modern woman's guide to finance - making the discussion of money and investing real, relevant and relatable (and shockingly entertaining). With a voice that reaches millions of women across digital, print and television platforms, our goal is to engage, educate and empower women of all ages to take charge of their finances.

Greg Harris is a financial writer with experience working for some of Canada's largest insurance, banking and accounting firms. He's always looking for ways to save money.

Hyder Owainati is the marketing communications manager at TheRedPin.com, a challenger brand in the world of Canadian real estate that carries the largest database of home listings in Toronto and Vancouver. Always knee-deep in housing data, he's both a proud Torontonian and a geographer who loves everything urban/architecture.

InsurEye is a Canadian company that provides independent, innovative online services such as consumer insurance reviews, and peer-to-peer insurance premiums benchmark and connects consumers with brokers in Toronto and Calgary, among other locations.

With a BA in English and a diploma in creative writing, Jam has made words his business. Leading up to being managing editor of Zoocasa, he was editor for several publications, and has also worked in banking. He's written about money and budgeting, and believes financial security and knowledge is a key to success. Jam has a passion for human rights, a keen interest in personal branding, and a love of the Oxford Comma.

James Laird is president of CanWise Financial, a Toronto mortgage brokerage that strives to give you the ultimate mortgage experience, starting with the lowest mortgage rate. From there, CanWise will advise and guide you through the rest of the mortgage process with ease and confidence.

Jane graduated with an English degree from Queen’s University in 2010 and started working in journalism. A native Torontonian, she’s had stints in newsrooms across the city and her work has appeared in the National Post, The Globe and Mail, the Toronto Star, and Maclean’s magazine. Driven by her interest in financial journalism, she completed the Canadian Securities Course and joined Ratehub.ca, where she writes and edits personal finance articles for the site's blog.

Janine is a tax-specialist and personal finance blogger from Calgary. She is passionate about personal finance, and is actively pursuing her professional accounting designations to make personal finance part of her career.

Jessica Kalmar is a marketing writer at LawDepot, a leading publisher of online DIY legal documents.

Jessica recently graduated from the double degree program at Wilfrid Laurier University and the University of Waterloo, completing a finance major and minors in economics and combinatorics and optimization. After pursuing co-op placements in finance, Jessica sought a financial-related marketing role, which led her to Ratehub.ca. When she’s not at work Jessica is looking for her next travel adventure!

While she’s not a debt blogger (and should be proud of that fact!), Jessica Moorhouse has been obsessed with personal finance for years. Born and raised in Vancouver, she now lives in Toronto with her husband, where she works as a digital marketing coordinator. For the past three years, she’s been writing about everything from finishing school, changing careers, getting married, budgeting as a couple, moving across the country… and possibly buying a house!

Jordan grew up on the coast of British Columbia, and moved to Toronto in 2004 to study radio and television at Ryerson University. After school, his part-time job at a local radio station quickly turned into a full-time marketing position at one of Canada's leading sports broadcasters. Jordan developed a passion for personal finance while buying his first house, and his obsession with online mortgage calculators led him to Ratehub.ca. When he's not at work, you'll find him at a campground, at a curling rink, or relaxing at home with his family.

Jordann is a freelance writer and founder of the personal finance blog, My Alternate Life. She writes about personal finance, real estate and has been the marketing manager at a small renewable energy firm for the past four years.

Josh Miszk is the vice president of investments at Invisor, an online financial advisor in Canada that provides personalized investment management and insurance services.

Julien Brault is the CEO and co-founder of Hardbacon, a fintech start-up that built an app that sync with your investment accounts, analyze your portfolio and help you manage your money. Before Hardbacon, he worked as a business reporter at Les Affaires in Montreal.

Justin Thouin is the CEO of lowestrates.ca

Born and raised in Winnipeg, Kayla later moved to Waterloo, where she went to Laurier's School of Business and Economics. After graduating with a BBA in Marketing, she moved to Toronto and worked as a marketing coordinator at Harlequin - yes, the publisher of all things romance! When she’s not digesting all things marketing-related, Kayla loves going out for brunch (fave spot in Toronto is Insomnia), traveling (especially to see her adorable nephew Grayson in Seattle), following fashion trends and cheering on her favourite sports teams (Raptors and Seahawks).

Kerri-Lynn (KL) met Alyssa at Queen’s School of Business and is Ratehub.ca’s longest-standing employee. She’s an obsessive comparison shopper, which lends itself nicely to her role as the master marketer of a financial product comparison website. KL loves connecting with smart people and sharing best practices, and working alongside the particularly smart Ratehub.ca team and her dog, the office mascot, Kingston. Outside of work, she enjoys “cultural” travel which involves seeing new cities, eating local food and, of course, shopping!

After graduating from York University with a Professional Writing and Communications degree, Kevin joined the world of tech startups and hasn’t looked back since.

After completing a postgraduate degree in marketing, Laura started her career in market research and worked on the agency side for more than four years. She recently moved to Canada from the U.K. and joined Ratehub.ca to support the digital marketing team, with a particular focus on credit cards. When she’s not busy at the office, Laura enjoys exploring Toronto, playing board games, and settling in for a night of Netflix.

Lloyd is a marketer obsessed with tech and startups. After graduating from the University of Ottawa, he dove into the startup world as the first marketing hire at an early stage tech venture. In his off-time, Lloyd digs playing drums, travelling the world, and playing board games.

Lorne Marr is the director of new business development for LSM Insurance.

A native of London, Ont., Matt made the decision to move to Waterloo to pursue a degree in communications studies at Wilfrid Laurier University. After completing his HBA, Matt worked and travelled for a year before starting post-graduate program at George Brown College in Toronto. He graduated from George Brown with honours and spent the next three-and-a-half years honing his marketing skillset at CARPROOF. A recent addition to the RateHub team, Matt is looking forward to the challenge of growing both ad sales and the deposits vertical.

BuzzBuzzHome is a website that allows homebuyers to research new construction homes across Canada and the United States. With map-based search results, comprehensive new home data, real estate news and geo-targeted content, BuzzBuzzHome provides users with an intuitive and more transparent home buying experience.

Michelle is a journalism student at Ryerson University and a blog contributor for TheRedPin.com, in addition to other small publications. With an obsession for design, investment and alternative housing, she has an ever-growing interest in the Toronto real estate market and financial management for young people.

A bonafide city-person, Nicole was born and raised in Kitchener, Ont. before making the big move to Toronto in 2012. She graduated from Wilfrid Laurier with two bachelor's degrees—one in Communications and the other in Film Studies—before deciding to pursue a career in PR by completing a post-graduate certificate in Corporate Communications from Seneca College. Nicole cut her PR teeth in the entertainment industry, working for the Toronto International Film Festival.

Penelope Graham is the Managing Editor at Zoocasa. A born-and-bred Torontonian and quintessential millennial, she has over a decade of experience covering real estate, lifestyle and personal finance topics. When not keeping an eye on Toronto's hot housing market, she can be found brunching in one of the city's many vibrant neighbourhoods.

Phil DeMont is a veteran business journalist who has worked for a number of major newspapers, including the Financial Post. He has worked extensively in television, as a reporter for BNN and currently comments on business issues for a major radio network. DeMont holds master’s degrees in economics and political science and has taught public policy at various universities.

Philip Porado is a veteran, Toronto-based journalist who specializes in financial and business topics. Prior to immigrating to Canada in 2004, he covered securities compliance, housing and economic policy, architecture and urban planning, politics, and technology for several publications and news services in Washington, D.C.

Ratehub.ca is a financial services comparison site that helps Canadians find the best products to meet their needs. The education centres, tools, and calculators were designed to empower users to make smart financial decisions.

Renee Sylvestre-Williams likes writing about and saving money. She got interested in personal finance when she bought her home and negotiated her first mortgage. Renee believes in balance when it comes to money. Save some, spend some, don't carry credit card debt.

Richard Vanderlubbe is President of tripcentral.ca, which employs more than 100 travel agents who’ve actually been to the destinations you’re interested in visiting. They specialize in all-inclusive vacation packages, last minute travel, cheap flights, cruises, escorted tours, hotels, and more.

Robb Engen is a married father of two young children. He co-founded the Boomer & Echo blog in 2010, where he writes about Canadian personal finance and investing.

Roxana Baiceanu covers real estate trends, extraordinary homes, and the latest real estate news for real estate portal Point2 Homes. She’s been working in the communications and marketing fields for the past four years and finds the field really fascinating.

Roy Bhandari is the founder and owner of TalkCondo, which helps buyers stay informed on everything to do with condominiums and pre-construction investment in the Greater Toronto Area.

Sara is currently completing a degree in commerce at the Queen’s School of Business and worked as a marketing intern at Ratehub.ca. With a passion for writing, her interests also lie within marketing, financial concepts, and entrepreneurship. Sara's previous internships with real estate brokerages and experiences working with student entrepreneurs and startup business competitions have encouraged her to step into the world of fintech.

Shupilov.com is a Montreal-based real estate service providing the latest real estate investment opportunities, market trends, and educational resources for first-time buyers and investors.

Simon grew up in Ottawa, and studied business and political science at Western University in London, Ont. He has a tech-heavy background, having worked in sales and marketing for Salesforce and Top Hat before joining us at Ratehub.ca.

Tim Bennett is the content strategist for Ratehub.ca's Mortgages Unit. Tim has worked with a range of startups in industries including fintech, accounting, education, transport technology, and artificial intelligence. Tim also spent several years as a national radio journalist and news presenter for the Australian Broadcasting Corporation (ABC). He has a Bachelor of Arts (Politics Major) from Macquarie University.

Tom Drake is an authority in Canadian personal finance. He is a financial analyst and has been writing about personal finance since 2009 at the award-winning MapleMoney. His work has appeared in MintLife, Canadian MoneySaver, and U.S. News & World Report, and has been quoted in The Globe and Mail, Yahoo Finance, and Financial Post.

Tracy Ruddell is a Writer and Content Manager for a trio of real estate companies: Property.ca, Condos.ca and MrLOFT.ca. Tracy lives in the east end of Toronto where she loves to walk to the beaches, write fiction over tubs of Chunky Monkey and try in vain to tame her feral cat into submission. She’s also addicted to home design and renovation but learning to keep the habit (and her finances) in check with smaller upgrades and DIY projects that don’t break the bank.

Willful is Canada’s quickest and easiest way to get a legal will online.

Zoocasa is a full-service brokerage that offers advanced online search tools to empower Canadians with the data and expertise they need to make more successful real estate decisions. View real estate listings at zoocasa.com or download our free iOS app.