The Holidays are officially behind you; you’re back at the office or school (a few pounds heavier and, if you’re lucky, a few dollars heavier as well) and getting back to routine. Sure, you might have … Read More

The mortgage process is evolving. Fewer homebuyers are meeting face-to-face with mortgage professionals and the reliance on the internet and digital documentation is growing. That’s according to a recent Ratehub.ca survey of over 2,000 Canadians about … Read More

The Central Bank announced Wednesday it is maintaining its target for the overnight rate at 1.75%, citing uncertainty around the energy and housing markets as reasons for standing pat. “The Bank of Canada’s interest rate announcement … Read More

As we count down the seconds to a New Year, we often reminisce about the year that was; the good, the bad, and the ugly. And that’s just talking about our finances. Maybe you hit a … Read More

Mortgage rates are on the rise, causing a bit of worry among aspiring homebuyers and current owners alike. Over the past year alone, the Bank of Canada has hiked its benchmark for the overnight rate three … Read More

Canadians overwhelmingly aspire to become first-time homebuyers, despite mounting challenges such as a rising interest rates and difficult qualification standards. That’s according to a recent Ratehub.ca survey, which polled over 2,000 Canadians across the country. Of … Read More

Shopping for your home as a first-time homebuyer can be daunting and stressful; the Canada Mortgage and Housing Corporation agrees. That’s why the Crown Corporation releases an annual mortgage consumer survey. “Shopping for a mortgage can … Read More

Over the past decade, the Canadian government has implemented several mortgage rule changes aimed at tempering housing demand and safeguarding home buyers from over-extending themselves. Each time, the respective measures are meant to cool ever-increasing home … Read More

You’ve heard it before: It’s harder to qualify for a mortgage this year than it has been in years past. That’s not news. However, we at Ratehub.ca crunched some numbers to determine just how impactful the … Read More

It’s an easy trap to fall into. After toiling away in an entry-level job, you start making a little more money and decide the treat yourself. The problem, though, is that “treating” yourself soon becomes the … Read More