Penelope Graham

Thinking about purchasing your first home? You’re likely exploring all of the options available to maximize your affordability – and in Canada, there are several government-provided programs designed to do just that.

When getting a mortgage in Canada, there are two critical lengths of time to be aware of: your amortization period, and your mortgage term.

The Bank of Canada has hiked its trend-setting interest rate once again, bringing the benchmark Overnight Lending Rate up by 0.25% to a full …

Some good news for mortgage borrowers facing payment challenges – new guidelines are now in place to ensure lenders will do what they can to …

The Toronto-area housing market slowed slightly in June as buyers became wary of rising borrowing costs, following the Bank of Canada’s latest …

As mortgage rates have surged over the past two years, borrowers – particularly those who took out their mortgages during the pandemic – have …