Phil DeMont

A lot of dilemmas in personal finance can be, in reality, pretty straightforward. Should you only make the minimum down payment to buy a house? Should you open an RESP for your kids as soon as … Read More

The rule of thumb for investors is to be wary of putting your money into fixed-income investments in the current market.

Baby boomers tend to complain about millennials for everything from being obsessed with food to their dislike of competition. One area where the younger generation has the ‘socks and sandals’ crowd beat, however, is when it … Read More

In 2017, Canadians are allowed to contribute the same amount to their tax-free savings account (TFSA) that they could in 2016: $5,500. In fact, except for 2015, the contribution limit has been stuck at the $5,500 … Read More