If you want the best mortgage rates, lowest interest rates on lines of credit, and access to the best credit cards, you’ll want a good credit score. Let me rephrase that, you’ll need a great credit … Read More

Cash back credit cards do exactly what their name suggests: they refund a small percentage of your purchases either as a credit on your statement or as cash in your bank account. Each cash back credit … Read More

Visa and Mastercard make up the vast majority of credit card options in Canada, and for the most part, the two types of credit cards are almost indistinguishable from each other. They are both widely accepted … Read More

If you have a significant balance on your credit card, the idea of paying it off completely can feel daunting. You might be tempted to make just the minimum payment instead, but this strategy, along with … Read More

Odds are, when choosing a credit card, you’ll want to go for an unsecured card. Almost all rewards credit cards (like cash back or points cards) are unsecured credit cards that come with predetermined credit limits … Read More

If there’s a chance you’ll carry a balance from month to month; you should look for a low interest credit card. As you can guess, low interest credit cards come equipped with annual rates well below … Read More

As the COVID-19 pandemic unfolds faster and more dramatically than any of us could have anticipated, many Canadians have found themselves suddenly and unexpectedly out of work. With non-essential businesses shuttered in most provinces and government … Read More

Mortgage deferrals aren’t free – they can add thousands of dollars to your total mortgage cost. Here’s how much COVID-19 mortgage deferral could cost.

Buying a house is no small feat, and it needs planning. Buy how do you buy a home? Here’s how to buy a house in Canada in 7 steps.

A 20% down payment is more than just conventional wisdom, it’s good advice. But should you always save a 20% down payment when you buy a home?