Getting a mortgage with bad credit is not impossible, but it can be tricky. Here’s how to get a mortgage with bad credit in Canada

If you’ve been carrying debt on your credit card that you can’t seem to pay off because of the monthly interest charges, you should consider using a balance transfer credit card to help you eliminate your … Read More

Getting a mortgage pre-approval is one of the best things you can do when buying a home. Here are some handy tips when it’s time to get pre-approved.

Cash back credit cards do exactly what their name suggests: they refund a small percentage of your purchases either as a credit on your statement or as cash in your bank account. Each cash back credit … Read More

Do you believe in the one? When it comes to credit cards, I’m a firm believer that there isn’t one single best credit card out there for everyone. In fact, in some scenarios, having two different … Read More

It’s no secret that many Canadians have been through tremendous financial, emotional, and in some cases, physical stress due to COVID-19. Many have lost their jobs, while for others working from home has become part of … Read More

Mortgage renewal is a great time to secure a lower rate and save money. It can be tricky to renew a mortgage though. Here are 5 mortgage renewal tips.

Visa and Mastercard make up the vast majority of credit card options in Canada, and for the most part, the two types of credit cards are almost indistinguishable from each other. They are both widely accepted … Read More

Although credit cards with annual fees generally dole out more rewards and higher payouts, there are reasons why picking up a fee-based credit card might not make financial sense (like if you’re a student or on … Read More

If there’s a chance you’ll carry a balance from month to month; you should look for a low interest credit card. As their namesake suggests, low interest cards come equipped with below-average rates (for example, 12.99% … Read More