Payday loans are a dangerous borrowing vehicle. I’m going to provide you with two statistics that may or may not surprise you: One in 10 people admit to using a payday loan or short-term loan and … Read More
Read articleDoug Hoyes
While it may seem like the Canada Revenue Agency (CRA) has all the power if you owe it money, the truth is there are strategies that you can put in place to deal with large tax … Read More
Read articlePost-secondary education is expensive. Gone are the days when a summer job could cover tuition and books. Today’s students and graduates are forced to rely on loans and credit cards while working during the school year. … Read More
Read articleA good credit score is the gateway to better borrowing. With a strong credit profile, you can qualify for more lending products with lower interest rates. So how do you improve your credit score? By eliminating … Read More
Read articleAs of April 1, bankruptcy trustees are now known as licensed insolvency trustees. The Office of the Superintendent of Bankruptcy Canada, the division of the federal government that regulates trustees, changed the name to emphasize that … Read More
Read articleLenders look for ways to loan money but they also look for ways to reduce their risk to losses. Credit scores are just one measure of risk lenders look at. You may not be aware of … Read More
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