Daniel Teo

you’re facing a significantly higher mortgage payment at renewal, a possible solution is to extend the amortization period of your mortgage (the length of time over which your payments are spread out).

In the words of Benjamin Franklin, “nothing can be said to be certain, except death and taxes.” While there isn’t much that can be done about the former, the latter comes around once a year like … Read More

With files from Jordan Lavin There’s a lot to figure out when you first move to Canada. It doesn’t take long to learn how to shovel snow, why …

You can swipe, tap or insert a charge card to make everyday purchases and earn rewards, just like a credit card. Charge cards don’t have pre-set spending limits (which means they typically offer more buying power), … Read More

Debt can be a helpful means to an end – it lets you make major purchases or cover unexpected bills without having all the cash up front. On the other hand, taking an extended period of … Read More

When it comes to the many different aspects of personal finance, it’s tough to know where to start. We all approach managing our finances differently given our unique backgrounds, lessons, and personal experiences.