Daniel Teo

You can swipe, tap or insert a charge card to make everyday purchases and earn rewards, just like a credit card. Charge cards don’t have pre-set spending limits (which means they typically offer more buying power), … Read More

Debt can be a helpful means to an end – it lets you make major purchases or cover unexpected bills without having all the cash up front. On the other hand, taking an extended period of … Read More

When it comes to the many different aspects of personal finance, it’s tough to know where to start. We all approach managing our finances differently given our unique backgrounds, lessons, and personal experiences.

In the words of Benjamin Franklin, “nothing can be said to be certain, except death and taxes.” While there isn’t much that can be done about the former, the latter comes around once a year like … Read More

Finding the perfect gift for the little ones in our lives gets harder and harder every year. It’s challenging to strike the balance between a gift that a child wants and one that won’t drive the … Read More

The path towards investing can seem a distant prospect for many, especially when factoring in the challenges of saving after housing and living expenses. Don’t lose heart, there will come a time where savings will accumulate.