Craig Sebastiano
Craig Sebastiano

Craig Sebastiano is an award-winning writer with more than a decade of experience in online, print, and television journalism. He has also worked in marketing as well as internal and external communications. Craig has completed the Canadian Securities Course and is an avid do-it-yourself investor. He likes to write and blog about personal finance, investing, and real estate.

Latest blogs
  • February
  • categories: Deposits

    It’s a battle a decade in the making. In one corner, it’s the senior citizen of retirement accounts, the RRSP. In the other, it’s the relative newcomer, the 10-year-old TFSA. But which one is best for … Read More

  • December
  • categories: Deposits

    Almost everyone knows they should have an emergency fund in case something unexpected happens. Potential job loss, health problems that keep you from working, and unplanned home or car repairs are just a few of the … Read More

  • categories: Deposits

    When you’re earning interest on your investments, you’re going to have to pay tax on the income if they’re sitting in a non-registered account. But if they’re held in a registered account—such as an RRSP—you can … Read More

  • November
  • categories: Mortgages

    Homebuyers have been asking themselves for years whether or not they should go with a fixed- or a variable-rate mortgage. If history is any guide, the answer is clear: variable-rate mortgages have been cheaper. A 2001 … Read More

  • categories: Personal Finance

    Canadians have a love affair with debt. In fact, the Bank of Canada says households have more than $2 trillion of debt. And earlier this month, Equifax said the average Canadian consumer has $23,271 in non-mortgage … Read More