Craig Sebastiano

An online brokerage – also known as a discount brokerage – is a must if you want to take investing into your own hands and trade individual stocks, bonds, or exchange-traded funds (ETFs). The best thing … Read More

Conventional wisdom says you should pay your mortgage off as soon as possible. But paying down your mortgage early is not always the best idea – here’s why.

Table of Contents Comparison: Questrade vs Wealthsimple Questrade Review Wealthsimple Review Should you use Questrade or Wealthsimple? Passive Investing vs. Self-Directed Investing There are quite a few options for investing in Canada. Do you go with … Read More

If you’re new to online investing, you have the option of doing it yourself by using one of the many robo-advisors or online brokerages in Canada. When you put your investments in a registered account—such as an RRSP or tax-free savings account (TFSA)—it’s less complicated because you won’t have to worry about calculating taxable income.

Many of us can handle dip into our emergency fund or line of credit. Unfortunately, there are people that don’t have either option and they choose to get a payday loan instead.

When it comes to personal finance, nobody’s perfect. But there are many of us who make mistakes that can range from silly to just plain reckless. Even smart people make mistakes with their money. Here are … Read More