Craig Sebastiano

An online brokerage – also known as a discount brokerage – is a must if you want to take investing into your own hands and trade individual stocks, bonds, or exchange-traded funds (ETFs). The best thing … Read More

More than eleven million Canadians have already filed their taxes according to the Canada Revenue Agency (CRA). As of April 6, the average refund works out to quite a sizeable chunk of change: $1,788. While many … Read More

A good credit record and score are both important if you want to borrow money at a low interest rate for a personal loan or mortgage, or up your odds of getting approved for the best … Read More

Conventional wisdom says you should pay your mortgage off as soon as possible. But paying down your mortgage early is not always the best idea – here’s why.

This piece was originally published by Craig Sebastiano in April 2012, and was most recently updated on December 30, 2022. Imagine you bought …

Finding the right credit card isn’t always about points and perks. If you can’t quite pay your balance in full every month or have debt on an old card that’s weighing you down, a low interest … Read More