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Who is the Gore Mutual insurance company?

Gore Mutual began in 1839 when a William A. Walker travelled on horseback from Brantford to expand operations in Cambridge, Kitchener, Waterloo. Today, Gore Mutual offers personal insurance for home, auto, and leisure and lifestyle options including, but not limited to, cottages, motorhomes, and snowmobiles. They are one of the leading property and casualty (P & C) companies in Canada. They actively contribute to many charities and pride themselves on an almost paperless office.

Types of Gore Mutual home insurance

Homeowner's insurance

Condo insurance

Tenant (Renter's) insurance

Landlord insurance

How can I purchase Gore Mutual home insurance?

Gore Mutual Insurance can be bought using one of Gore Mutual Canada's approved insurance brokerages such as Surex Direct. Brokerages are certified resellers of insurance products for various insurers across Canada and each brokerage will establish agreements with individual insurance companies to offer their products.

The benefit of purchasing from an insurance broker is that they have a better understanding of what's available in the market for your personalized needs and budget. The main drawback of purchasing insurance from a broker instead of direct, an option with some select insurers, is that it may cost you a bit more than if you had chosen to purchase directly from an insurer. As always, we recommend you take the time to shop and compare insurance providers to make sure you are getting the best policy for the right price to meet your needs.

Available Gore Mutual home insurance discounts

If you’re looking for discounts on home insurance with Gore Mutual, here’s how you can save:

Bundle policies

Newer home

Multiple homes

Mortgage free


Monitored alarm system

Optional Gore Mutual home insurance coverage

Gore Mutual offers several useful additional coverage options you can get for your home, condo, or apartment. Here are some unique endorsements that are designed to help you customize your policy to meet your needs.

Optional home insurance coverages:

Optional Coverages Overview

For residents of BC, this can help you piece your home and its contents back together after an earthquake

WaterEscape Plus

Gore Mutual offers comprehensive overland water coverage both from melting snow, rising lakes and sewer backup.

Identity Theft

Identity fraud comes with many hidden costs and Gore Mutual has you covered for things like lost income due to time away from work, legal fees, and enhanced protection for a credit or debit card.

Disappearing Deductible

The deductible is the portion you pay before Gore Mutual pays the rest. If you go claims free, over time, your deductible cost diminishes.

High-Value Homes

If your home is valued at $500,000 or more, you may benefit from enriched coverage.

Home-based business

Basic coverage to protect you and your new business.

You can learn more about the additional coverage options that Gore Mutual has to offer here .

FAQ's about Gore Mutual home insurance