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Who is SGI Canada?

Saskatchewan Government Insurance (SGI) was founded in 1945 as a provincial crown corporation. The Saskatchewan Auto Fund is Saskatchewan’s mandatory public car insurance program. SGI Canada sells property and casualty insurance for homes, cars, farms, and businesses in Saskatchewan, Manitoba, Alberta, British Columbia, and Ontario. SGI employs about 2,000 people and works with nearly 300 brokers across Canada.

What type of car insurance coverage does SGI Canada offer?

auto insurance

motorcycle insurancee

ATV & Snowmobile Insurance

Antique car insurance

Recreational Trailer insurance

RV insurance

Boat insurance

How can I purchase SGI Canada car insurance

You can purchase insurance through one of SGI Canada’s approved insurance brokerages – an example of this would be Surex Direct. Brokerages are certified resellers of insurance products for various insurers across Canada – each brokerage will establish agreements with individual insurance companies in order to be able to offer their complement of products.

The benefit of purchasing from an insurance broker is that they have a better understanding of what’s in the market and can provide you with a less biased take on what’s available to you. The primary drawback from purchasing insurance from a broker versus going direct, as some insurers may offer, is that it may cost you a bit more than if you had chosen to purchase directly from an insurer. As always, we recommend you take the time to shop and compare insurance providers to make sure you are getting the best policy for the right price to meet your needs.

Available SGI Canada car insurance discounts

If you’re looking for discounts on auto insurance with SGI Canada, here’s how you can save:

Bundle your policies

Add additional vehicles

Clean driving record

Being a retiree

Loyalty discounts

Temporary student

Winter Tires

Optional SGI Canada car insurance coverage

SGI Canada offers several useful additional coverage options that you can get for both your home and car. Here are some unique coverage extensions that are designed to help you customize your policy to meet your needs.

Optional car insurance coverages:

Optional Coverages Overview
Temporary vehicle replacement

It gives you a rental car in case your car is stolen, in for repair, or you’re waiting on a new one after an accident.

Conviction Protector

Prevents premium increases from occurring due to demerit points from minor convictions.

Accident Forgiveness

Guarantees your rates won’t increase, even if you were involved in at-fault accident.


Protects your vehicle if it’s damaged in an accident


Protect your vehicle against damage not cause by a collision – these include theft vandalism, and falling objects.

All Perils

Includes both collision and comprehensive as well as if someone in your household steals or damages your car.

Depreciation coverage

Protection for a new car if you have a collision in the 1st month that you own the vehicle.

You can learn more about the additional coverage options that SGI Canada has to offer here .

Frequently asked questions about Aviva auto insurance

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